This is one red flag that tells you something might be a scam.
What is: asks for personal info / wants money upfront / creates urgency / bad grammar / too good to be true / unknown sender?
This is something you MUST have to survive, like food or shelter.
What is a need?
This manipulation tactic makes you feel bad for saying no: "I can't believe you won't help me."
What is a guilt trip?
True or False: "I can't" is a complete sentence when someone asks for money.
What is TRUE?
A friend who only calls when they need something is doing this to you.
What is using you / taking advantage?
If someone texts you asking for your bank password, this is what you should do.
What is don't give it / it's a scam / block them / report it?
This is something you'd LIKE to have but don't need to survive.
QUESTION: What is a want?
This manipulation tactic uses love to control you: "If you loved me, you'd buy me this."
What is love bombing?
True or False: You have to explain WHY you can't lend someone money.
What is FALSE?
Your friend asks to borrow $40, but they NEVER pay you back. This is what you should do.
What is say no / "I can't" / set a boundary / stop lending them money?
Name ONE red flag that something is a scam.
Any of these: too good to be true, asks for personal info, wants money upfront, creates urgency, bad grammar
You have $500. Rent is $200, phone is $50, food is $100. This is how much you have left.
What is $150?
This manipulation tactic uses what everyone else is doing: "Everyone's chipping in, don't be cheap."
What is peer pressure?
This is what you should ALWAYS do before signing a contract.
What is read it / read the fine print / look for hidden fees?
Your boyfriend/girlfriend says: "If you loved me, you'd buy me these $100 shoes." This is what you should say.
What is that's not how love works / no / that's manipulation / call it out?
You get a text: "URGENT! Your account has been locked! Click this link!" This is what you should do.
What is don't click / delete it / it's a scam / call bank directly?
This is what you should prioritize and pay for BEFORE buying things you want.
What are needs / bills / necessities?
This manipulation tactic makes you feel like you're overreacting: "You're overreacting, I only took $20."
What is gaslighting?
What is gaslighting?
This is what real friends do when you say you can't lend them money.
What is respect your decision / understand / don't guilt trip you?
You have $20 and need to make it last for 3 days. Name TWO things you should do.
QUESTION: What is: buy cheap food, cook at home, prioritize needs, ask for help, don't waste it?
Name THREE red flags that help you spot a scam.
What is: too good to be true, asks for personal info, wants money upfront, creates urgency, bad grammar, unknown sender?
You make $12 per hour and work 20 hours per week. This is how much you make per month.
What is $960? ($12 × 20 = $240/week × 4 = $960/month)
Name THREE manipulation tactics people use to get your money.
What is: guilt trip, love bombing, peer pressure, urgency, gaslighting?
Name THREE ways to protect your money from theft, scams, or manipulation.
What is: keep it hidden, don't tell everyone, get a bank account, set boundaries, read contracts, say no, spot red flags, don't lend what you can't lose?
Your mom takes $30 from your wallet without asking. This is what you should do to set a boundary.
What is talk to her about it / ask her to ask first / keep money somewhere else / have a calm conversation?