Driver
What is the age of all household resident relatives must be listed on the umbrella
what is 15 years old
What are the 2 states PH are not require to have insurance with Geico?
what are NH and NY
What is the maximum number of properties we can add to an umbrella?
5 properties
Damage or loss to another person's tangible property?
What is Property damage liability
What is the company placement to be eligible for an UUR qte?
Preferred
This Driver status at new business will result in ineligibility.
What is Excluded driver
Which watercraft is excluded and cannot be added to the umbrella policy?
what are Jet Skis or WaveRunners
what kind of property is excluded from the Umbrella policy?
what is Commercial Property
Injurious spoken statement.
If the insured makes a statement about another party and they feel that it portrays them in a less than positive light; the other party may bring a lawsuit against them and attempt to recoup damages. It could be something as simple as making a statement at a PTA meeting about another parent’s parenting skills.
What is Slander
The customer must maintain ____, _____, ____ of all vehicles, they own or co-own. For a vehicle to be eligible for Umbrella coverage!
What is Care, Custody, Control
how long do you have to drive a cycle/Rv/Auto vehicle before you must be add it to the umbrella policy?
what is once per month
Umbrella classifies an auto as antique/classic if:
25 years or older
has specialized insurance
Has vehicle registration as an antique vehicle
Not the primary mode of transportation
land without any improvements does NOT count in the five-property maximum?
What is Truly Vacant
Damage or loss to another person’s tangible property. For example: The insured’s child sets fire to an office building, the insured’s pet rips a friend’s priceless oriental rug to shreds, the insured causes a 20-car pileup where 10 cars including a tractor trailer are considered a total loss.
What is Property Damage liability
What occupation will be decline if they have more than 250,000 views
What is you social media
What kind of policy a Customer can get when they have a license but they don't own a car?
what is an NNO
additionally, Customers who live in an RV must carry at least $300,000 in?
What is vacation liability coverage
A type of residential care that provides around-the-clock nursing care; typically hospital type set-ups without provide private living quarters. These are not acceptable.
What is Nursing home
A high degree of emotional pain, distress, or torment. Charges brought under shock or mental anguish are usually brought in conjunction with another charge.
Shock or Mental Anguish
What do you call a customer that lived in their Boat or Rv all year around?
What is a Full timer
what driver status to use for someone that does not and will not drive the autos?
what is Non-Driver
What is the minimum required liability on underlying homeowners policy for a Golf cart?
$400,000
For a farm to be eligible for the umbrella policy, it must meet all of the following criteria:
*Give me 4
-Cannot be insured under a farm or commercial policy
-Cannot be a working farm
-Cannot be equal to or greater than 200 acres.
-Cannot have more than one full-time farm worker/employee
-Cannot be the insured's primary source of income.
-Cannot be the insured's primary residence.
initiating a criminal prosecution or civil suit against another party with malice without probable cause
Malicious Prosecution
What are the 3 states we must bind with UM?
VT - NH - LA