HELOC's
Auto's
Ancillary
Account's
Credit Card's
100

The minimum loan amount a member can apply for

What is $10,000

100

The longest term we offer for an auto purchase

What is 84 months

100

These ancillary products are available at Desert Financial

What is GAP, DPW, MBP, CPP

100
The minimum balance for a Membership Savings

What is $25

100

This card offers 0% for 21 months

What is the Zero+ Card

200
The draw period on a HELOC

What is 10 years

200

The oldest year vehicle we can finance

What is 2014

200

The age limit to qualify for Credit Protection

What is 70 years old
200

This account earns higher interest while also allowing the funds to be liquid

What is a Money Market

200

This card is good for anyone looking to earn cash back on everyday purchases

What is the Max Cash Preferred card

300

The max LTV % for a Single Family Home HELOC

What is 80%

300

The max mileage for a car to qualify for financing at Desert Financial

What is 150,000 miles


300

The price for GAP on an auto loan

What is $640

300

This is the current 6 month CD APY

What is 3.50%

300

This card offers zero foreign transaction fee and a $99 annual fee

What is the Travel Rewards Card

400

The annual fee for having a HELOC

What is $50

400

These ancillary product are available to add on an Auto loan

What is CPP, DPW/GAP, MBP

400

CPP covers these three things

What is Involuntary Unemployment, Disability, and Death

400

This service allows member to setup an automatic transfer from a different share to avoid the overdraft fees.

What is Overdraft Protection

400

This is the balance transfer fee on the Zero+ card

What is 5%

500

The max LTV % for an investment home HELOC

What is 50%

500

The Max LTV % for the first time auto buyer program

What is 100%

500

The recommended LTV % to offer someone GAP on an auto loan

What is 85% LTV

500

The 3 types of checking account we offer at Desert Financial

What is Free Checking, Desert Connect Checking and Desert Safe Spend Checking
500

This card offers a 15,000 point bonus when you spend $500 in the first 90 days

What is the Everyday Rewards Card

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