Types of Insurance
This insurance is provided through your employer
What is Group Coverage?
You must use in-network providers and get referrals to see a specialist in this plan, focuses on preventative care
What is an HMO (Health Maintenance Organization)?
This is the monthly payment for your insurance.
What is a premium?
This means being able to obtain, understand, and use health information.
What is health literacy?
These are used to persuade you to buy health products.
What is consumer advertising?
This program provides coverage to people 65+, those with disabilities, or kidney failure
What is Medicare?
This plan offers flexibility and doesn’t require referrals
What is a PPO (Preferred Provider Organization)?
You must pay this amount out-of-pocket before insurance kicks in.
What is a deductible?
A key part of health literacy where you speak up to your doctor.
What is asking questions?
An example of a false advertising promise is: “Lose 15 pounds without this.”
What is exercising?
This program is designed for low-income individuals and families
What is Medicaid?
This plan requires using in-network care but doesn’t need specialist referrals.
What is an EPO (Exclusive Provider Organization)?
A fixed fee paid for a service, like a doctor’s visit.
What is a copay?
This refers to knowing what’s normal for your body.
What is understanding your body?
Ads that mislead or give false information are examples of this.
What is deceptive advertising?
Covers accidents or injuries that happen on the job
What is Worker's Compensation?
A hybrid plan that combines features of HMO and PPO.
What is a POS (Point of Service)?
The percentage of costs you pay after meeting your deductible.
What is coinsurance?
A habit like eating well, staying active, or sleeping enough.
What is having healthy habits?
You must do this to avoid falling for health misinformation online.
What is research or verify sources?
This insurance covers families of active and retired military personnel.
What is Military Health Care?
This refers to the group of doctors and hospitals that have agreed to provide services at lower rates.
What is a network?
Once this yearly limit is reached, insurance pays 100%.
What is the out-of-pocket maximum?
Learning to make informed health decisions is a part of this consumer role.
What is being an informed health consumer?
This professional group agrees that real health comes with diet and exercise.
Who are nutritionists and healthcare professionals?