5 C's of Credit
Funds
100

What helps the borrower secure loans and gives the lender assurance, that the borrower will pay the money back?

What is Collateral

100

Charged when you buy into a fund

Front End

200

A managed fund that pools money from shareholders to invest in securities

Mutual Funds

300

Safe, risk free, short term

Money Market Funds

400

What is the money that the borrower can put down towards a down payment?

What is Capital

400

Meant to imitate indexes

Index Mutual Funds

500

What measures the borrower's ability to repay a loan by looking at the borrower's debt to income ratio?

What is Capacity

500

stocks, bonds, money market, cut risk through diversification

Balanced Funds

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