Community Resources
What 3 digit number would you call for free information on health and human services in your area?
211
What is a resume?
a formal document that provides an overview of your professional qualifications, including your relevant work experience, skills, education, and notable accomplishments.
True or false: Car insurance rates are not influenced by the area in which you live
False- they are influenced by the area you live in
What are at least two warning signs of identity theft?
You receive bills from a credit account you did not open
You see unauthorized charges on your accounts
You are contacted by a collection agency regarding debts you did not incur
You are turned down for a credit card due to unauthorized debts on your credit report
You can call here to see if a business, such as a car dealer, is reputable.
Better Business Bureau
What is a cover letter?
A cover letter is a document you send with your resume, that provides additional information about your skills and experiences related to the job you are applying to.
True or False: You will be held responsible if you give permission for someone to drive your vehicle and they get into an accident and do not have car insurance.
True!
How much is a "typical" security deposit equal to?
One Month's Rent
You can call here to get FREE tax preparation
CASH Campaign of Maryland at the CEC
Call 410-234-8008 to schedule.
What is a security deposit?
A security deposit is a set amount of money paid at the start of renting a place. This sum of money is held by the landlord throughout the rental agreement or lease. It pays for any damage the renter caused in the unit until the end of the lease period.
True or False: It is always safe to give out your social security number
False
If you are getting a car loan, what type of car insurance coverage does the bank require you to have?
Full Coverage (Comprehensive and Collision)
You can get STI/STD testing and other sexual and reproductive health needs cared for here
Chase Brexton Health Services- 410-837-2050
Local Planned Parenthood - 410-576-1414
What is an interest rate?
The interest rate is the amount charged for borrowing money. It is a percentage of the total money borrowed over the amount of time. For example, the interest rate might be 2% per year on $100. In this case, the interest that would be paid for one year would be $2.
True or False: You need a work permit to work in Maryland even if you are over 18
False- only minors 14-18 are required to have a work permit
(You can get a permit application from your school)
What does good credit card management look like?
- Don't spend the full credit limit
-Make monthly payments
-Pay mor
e than the minimum payment (if you can)
-Pay the balance in full
-Understand all the terms of your credit card (interest rate, credit limits etc. )
You can call this number when you, or someone you know, is experiencing a mental health crisis
Your local hotlines
Baltimore Child & Adolescent Response System (BCARS): 410-752-2272
Baltimore city Crisis Response (BCRI): 410-433-8157
What is a credit score?
A credit score is a rating of your previous responsibility with credit. This is used to determine the risk you represent to a lender.
True or False: You can get at home COVID-19 tests, free legal services, social work services, and passport services at your local library
True!
To buy a computer, Rafael borrowed $3,000 at 9% interest for 4 years. How much money did he have to pay back?
Rafael had to pay back $3,000 in principal plus $1,080 in interest for a total of $4,080.00.