CLU Products
Auto
100

"I will be adding a Surety Bond that is written through CNA Surety. This bond will cover if you or an employee are (X) of theft or if an employee were to embezzle money from your business. The bond covers you up to $5,000 and is an additional $100 for the year."

Convicted

100
GEICO can provide SR-22s in all states but these two. Name one.

FL and RI

200

Will Hiscox multiclass someone who does painting and cleaning?

Yes, go with what they do more of, or where they earn more revenue from.

200

I'm insuring a vehicle with a value of $5,000 with $10,000 worth of customizations. Can I write this with full coverage? If so, on GEICO or NICO?

NICO

300

I'm traveling abroad for a week next month. Will my Hiscox GL policy cover me?

Coverage in HISCOX and HOMESITE will extend overseas for short trips (2 weeks or less).

o HISCOX PL grants international coverage if claim is filed in the US.

300

Is this complete documentation for a decline?

Jo Shmow/decline due to owning veh dealership

No. Missing RELATIONSHIP TO OWNER

400

How far out can you postdate Hiscox policies?

60 days

400

State proper vehicle usage description for food truck.

Vehicle is parked at one location, vehicle moves to and from multiple locations, etc.

500

You're in Homesite and PH advises that they have 2 locations. Do you add the second location to the policy, or write two policies?

If a customer has more than one location that needs to be insured, two policies will need to be issued.

500

Business is registered in NY, veh is garaged in TX. Can we write this? 

Yes, where business is registered does not matter. Where VEH registered matters.

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