Name the Reg/Act
This regulation covers when funds are made available when deposited by customers.
This is the number of branches Oakwood Bank currently has.
4
The last "AP" in UDAAP stands for this.
AP - "Acts and Practices"
DDA
Demand Deposit Account
This model started her own show called America's Next Top Model.
Tyra Banks
This regulation focuses on protecting consumers from discrimination based on 7 main characteristics, with an emphasis on lending.
Reg B
As of just this year, Oakwood Bank now offers this revolving type of loan, secured by a consumers primary residence
HELOC (Home Equity Line of Credit)
Delaying a loan payment made by a day because it was "close" to the cutoff time is an example of this part of the UDAAP acronym.
U - "Unfair"
TIS
Truth in Savings
This type of bank would be popular among vampires, but I imagine they'd only do withdrawals.
Blood Bank
A highlight of this regulation focuses on protecting consumers from fraudulent debit card use.
Reg E
This is the disclosed maximum number of free cashier's checks a customer can get per account per month.
5
Intentionally opening a lower-interest CD for a customer that does not speak English would be defined as this part of the UDAAP acronym.
A - "Abusive"
CFPB
Consumer Financial Protection Bureau
You can't make deposits at this type of "bank", but having one makes a crossword puzzle much easier.
Word Bank
This regulation is popular with people, particularly because it protects their precious privacy.
Reg P
This is the name of Bill's dog, the unofficial mascot of Oakwood Bank.
Stella
Providing a schedule of fees with incorrect fee amounts would be an example of this part of the UDAAP acronym.
D - "Deceptive"
OFAC
Office of Foreign Assets Control
The name of an elusive European artist, who specializes in street art. It's not his real name.
Banksy
The current acronym for this Reg/Act is ALM/CFT, previously referred to as this 3-letter acronym.
BSA
This branch of Oakwood Bank is closest to the same line of latitude as the city of Bordeaux, France.
Eau Claire
UDAAP is regulated under this Act, introduced in 2010, with the unofficial acronym of "DFA".
Dodd-Frank Act / Dodd-Frank Wall Street Reform and Consumer Protection Act
FDIC
Federal Deposit Insurance Corporation
This actress gave supporting roles in movies such as The Hunger Games, Pitch Perfect, and voiced "WildStyle" in the Lego Movie.
Elizabeth Banks