Banker on the Line
Authentication
Disclosures
Queues to Know
Freestyle
100

title of procedure #31425

What is Banker Entitlements?

100

Article number for Authentication Handling

What is Article #31585?

100

You don't need to include alimony, child support or separate maintenance if you don't want us to consider it as a basis of repayment. If you're 21 or older and regularly use income from others to pay your bills, you can include that too. You can also include money that someone deposits regularly into your individual or joint account.

What is the income disclosure?

100

The application has been declined. 

What is D10?

100

These are noted on a decline letter to explain decision reasons.

What are adverse action inserts?

200
In order to discuss details of the credit bureau, the client must hear and accept...

What is the third party disclosure? 

200

This type of authentication is our first choice on inbound calls, but cannot be used on outbound. 

What is Failsafe (OTP) / Innovis?

200

This should be read when there is a CLS-wide outage preventing us from working applications.

What is Downtime Scripting?

200

The application is pending signoff for someone with $150k or higher lending authority. 

What is P93?

200

Chase 5 values

What is Courage, Service, Curiosity, Excellence, Heart?

300

Procedure number when banker submits an application in error at the branch

What is procedure 39369?

300

Can verify this information if Innovis fails and credit bureau is a minimal file

What is DOB and county of address?

300

Before interpreter call ends what disclosure must be read to the customer  

What is "Are you satisfied that the interpreter has fully explained the conversation and that you understand the topics we discussed today?"

300

You just clicked "reconsider case". 

What is C10?

300

System tells you about your LMOS and coachings 

What is Excellerate?

400

Needed to authenticated bankers

What is employee's name and connect us code

400

Only component needed to authenticated customer on outbound call

What is customers full name? 

400

New call monitoring disclosure 

What is this call will be monitored and recorded, and your voice may be used for verification?

400

Lending verifications queue 

What is W36?

400

System that notifies of upcoming breaks and lunches 

What is Comet?
500

Banker calls in for reconsideration you then ask 

What is did customer give permission for reconsideration?

500

Id number needed for TransPerfect

What is 1573237?

500

This should be read at the beginning of outbound call, anytime someone new comes on the line, to third party when customer or caller request we speak to another individual on their behalf 

What is Privacy disclosure?

500

The department that works F46

What is fraud verification?

500

Procedure number 25279 is used to 

What is De-escalate?

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