Banking Compliance
This act, enacted in 1977, encourages financial institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
What is the Community Reinvestment Act (CRA)?
The name of the weekly publication that keeps us updated on upcoming changes to operations and lending
What is Week at a Glance
This 2001 collaboration between Nelly and Kelly Rowland topped the charts and became a defining song of the early 2000s
What is “Dilemma"
This professional is responsible for cleaning teeth, examining patients for oral diseases, and providing other preventive dental care
Who is a dental hygienist?
This network of secret routes and safe houses helped enslaved African Americans escape to freedom.
What is the Underground Railroad?
This federal agency insures deposits at banks and savings institutions, protecting depositors in case of bank failures
What is the Federal Deposit Insurance Corporation (FDIC)?
Fundraising drive held each winter to benefit shelters and service organizations focused on meeting the needs of those in need
What is Warm Hearts
Boy band with members Lance, Chris, Joey, JC and Justin
Who is NSYNC
This common dental procedure involves removing decay from a tooth and filling the cavity with a restorative material
What is a dental filling?
This movement, founded in 2013, campaigns against violence and systemic racism towards Black people
What is the Black Lives Matter movement?
This regulation, also known as Regulation Z, requires lenders to provide clear and accurate information about loan terms and costs to consumers.
What is the Truth in Lending Act
This service allows Umpqua Bank customers to deposit checks, pay bills, and monitor transactions from their smartphones.
What is Umpqua Mobile Banking?
Who is Amy Winehouse
This condition, characterized by inflammation of the gums, is often caused by plaque buildup and can lead to more serious dental issues if untreated.
What is gingivitis?
his 1960s movement, founded by Huey Newton and Bobby Seale, aimed to challenge police brutality and promote Black empowerment
What is the Black Panther Party?
This act, enacted in 1970, requires financial institutions to keep records of cash purchases of negotiable instruments and to report suspicious activity that might signify money laundering.
What is the Bank Secrecy Act (BSA)?
Document required in order to proceed with a wire transfer received by email, telephone, fax or letter
What is a Remote Request Agreement
This technological innovation, used extensively in the early 2000s, altered the sound of many pop and hip hop songs
What is Auto-Tune
This dental specialist focuses on the diagnosis, prevention, and treatment of dental and facial irregularities
What is an orthodontist?
Her first body of written work was "I Know Why the Caged Birds Sing"
Who is Maya Angelou
The update to Dodd Frank Act that will require financial institutions to compile, maintain and submit certain data on applications for credit for women-owned, minority owned and small businesses
Just kidding: What is Section 1071
Loan department we are dependent on yet frustrated with.
What is LSS
This platform played a crucial role in the rise of pop-punk bands by allowing them to share their music and connect with fans in the early 2000s.
What is MySpace?
This type of dental specialist focuses on diagnosing and treating diseases of the gums and supporting structures of the teeth
What is a periodontist?
This landmark Supreme Court case in 1954 declared racial segregation in public schools unconstitutional.
What is Brown v. Board of Education?