Checking Accounts
GFCU offers this many consumer checking account products
Three
Available to members to finance the purchase or refinance the loan of new or used cars and trucks
Can be issued up to $1,000
Money Orders
Allows members to access funds from their savings or checking account at any location Visa® is accepted.
Visa Debit Card
This product establishes and maintains membership at the credit union with a minimum opening deposit of $5.
Regular Share
Monthly Service Fee for My Advantage Checking Account
$5
Unsecured loans available to members to be used for any purpose with terms up to 60 months
Personal Loans
This service prevents embarrassment of an unpaid check or automatic withdrawal with a $500 maximum including fees
Privilege Pay
This service provides members access to their account 24-hours a day, 7 days a week by phone.
Audio Response
This product is a secondary savings account.
Special Share Account.
The My Advantage Checking account offers rewards on this application
GFCU MyBenefits
A revolving loan members can use for unplanned expenses or debt consolidation with a minimum funding amount of $500
Line of Credit
This service allows standard transactions (deposits, withdrawals, loan payments, transfers) are at no charge within 5,000 branches across the U.S
Shared Branching
This service allows members to access their accounts whenever and from wherever it’s convenient.
Online Banking
This product is great for members with higher deposit balances seeking a higher interest rate.
Money Market Account
This product offers second chance checking to members with adverse checking history. Chex Systems records can be no more than two or no more than $200 total.
Option Checking Account
Gives members with past credit issues the chance to obtain a credit card with a minimum credit limit of $500.
Platinum Secured Credit Card
This service is offered every 6 months up to 2 times per year during a rolling 12-month period with a fee of $25 per loan skipped
Skip-A-Payment
This service is available to members with a checking or money market account to make payments online.
Bill Pay
Balance will be transferred to another account held by member on October 31.
Christmas Club Account
This product has no Monthly service fee and has a minimum opening balance of $25
Basic Checking Account
Give business members access to capital without tying up their credit card limit.
Commercial Lines of Credit
Our partner for financial counseling and educational resources
GreenPath Financial Wellness
This feature within the online/mobile banking platform allows members to maintenance their debit/credit cards.
Card Management
Balance will be transferred to another account held by member on April 30.
Vacation Club