Define "assessment".
A) The act of evaluating or appraising a person's ability or potential to meet certain standards or criteria.
B) Judging your peers' weaknesses.
C) Giving a test.
D) Watching a drill movement.
Alpha: The act of evaluating or appraising a person's ability or potential to meet certain standards or criteria.
What is the definition of: Cadet (noun)
A student in training at a military school
Explain the difference between "needs" and "wants" in financial planning.
"Needs"are essentials like food, shelter, and clothing, while "wants" are non-essentials such as movies and eating out.
What is the definition of: Kiln (noun)
A furnace or oven for burning, baking, drying
The danger in setting your goals too low is that you may ______.
A) be tempted to give up on yourself
B) never reach your full potential
C) become lazy
Bravo: never reach your full potential
The assessment tool, Winning Colors®, groups human behavior into categories. Name the four behavior clusters.
Builder, Planner, Adventurer, and Relater
What is the definition of: Baleful (adjective)
Threatening harm, menacing
According to NEFE®, __________ are expenses that have a set dollar amount and are the exact same amount every time they are paid.
A) flexible assets
B) fixed assets
C) fixed expenses
D) flexible expenses
Charlie: Fixed expenses
What is the definition of: Gastronomy (noun)
the art of science of good eating
When you use empathy in an angry situation, you ________.
A) try to understand what the other person is feeling and thinking
B) express yourself directly without offending others
C) keep your feelings and thoughts to yourself
Alpha: try to understand what the other person is feeling and thinking
Kelvin is a new Cadet in Army JROTC. He is giving a presentation about Asia, and wants to use aThinking Map® to show the countries in Asia's different regions. He doesn't have much experience using them, and thinks that a Tree Map will work best. Since you have a lot of experience using Thinking Maps®, Kelvin asks you your opinion.
In order to help Kelvin understand Thinking Maps® a little better, what should you tell him?
A) Tell him that a Tree Map will work just fine.
B) Tell him that because it visually shows the parts of a physical object, a Brace Map would be better for describing the physical regions of Asia.
C) Tell him that a Double Bubble Map would work better because it would show how the countries and regions are connected.
D) Tell him that a Bubble Map would be able to best illustrate the different parts of Asia because it separates the sections.
Bravo: Tell him that because it visually shows the parts of a physical object, a Brace Map would be better for describing the physical regions of Asia.
What is the definition of: Panoply (noun)
According to the NEFE® program, __________ is the relationship between time, money, and rate of return (interest), and their effect on earnings growth.
A) the value of money
B) the return on investment
C) the time value of money
D) the opportunity costs of investing
Charlie: The time value of money
What is the definition of: Largess (noun)
Generous bestowal or gifts
The three main approaches to managing anger are expressing, suppressing, and calming. Expressing your angry feelings in an aggressive manner is the healthiest way. Suppressing anger is when you hold in your anger, stop and think about it, and focus on something positive. Calming means controlling your outward behavior and internal responses like taking steps to lower your heart rate, calm yourself down, and let the feelings subside.
A) Replace "aggressive" with "assertive"
B) Replace "healthiest"with "quickest"
C) Replace "heart rate" with "voice"
D) Replace "stop and think about it" with "hold your breath"
Alpha: Replace "aggressive" with "assertive"
Jason was called a "go-getter" by his friends and family. He was always taking risks and challenging himself, and sometimes it seemed like he would go too far and possibly get hurt. However, before he did something, he always researched it, analyzed the risks, and then decided whether the risk was worth taking or not.
How would you list Jason's two most dominant behavior preferences?
A) Adventurer and Relater
B) Adventurer and Builder
C) Planner and Adventurer
D) Planner and Builder
Charlie:Planner and Adventurer
What is the definition of: Neology (noun)
The study or art of neologising (creating new words)
The P.Y.F. strategy is best for __________.
A) saving for retirement
B) saving for big ticket items or an emergency fund
C) investing in stocks
D) saving when your paycheck is the same every month
Bravo: Investing in stocks
What is the definition of: Macrocosm (verb)
A complex structure, considered a single entity
Which of the following is NOT a skill for dealing with conflict?
A) Listening skills
B) Ability to ignore the feelings of others and be objective
C) Being aware of differences between yourself and others
D) Ability to "give and take"
Bravo: Ability to ignore the feelings of others and be objective
Explain the GIST strategy of reading comprehension.
"GIST" means the main point. In this strategy, you focus on short passages and create summaries for each passage.
What is the definition of: Obloquy (noun)
Censure, blame, or abusive language aimed at something
You just used your new credit card to purchase a big screen TV. The TV cost $2,300. The APR on your credit card is 19%.
If you pay off the credit card in 12 months, how much will you actually pay for your big screen TV?
A) $2319
B) $2528
C) $2649
D) $2737
Delta: $2737
What is the definition of: Cacophony (noun)
A harsh, discordant mixture of sounds
Candy says "I'm never going to talk to you. You always lie to me. I won't answer your phone calls. Maybe I'll see you around next year!" What are the "fighting words?"
A) never, lie, maybe
B) never, always, maybe
C) never, always, won't
D) never, lie, always
Charlie: never, always, won't