Consumer Products
I help protect you if your identity is compromised. For a consumer account, I am a low $3 monthly fee.
What is IDSAFECHOICE
I help protect you if your identity is compromised. For a business account, I am a low $5.00 monthly fee.
What is IDSAFEBIZ?
I am a specific type of loan that can be used for land purchases, buildings or improvements, to purchase livestock or even equipment.
What is an AG LOAN?
I can be sold to non-members that do not qualify for an account. You can set me up with automatic deposits. I cost $10.00 for the initial card that has your name embossed on it. You can add money to me for only $.50.
What is the EVERYDAY SPEND CARD?
I help with going green. I can be printed if needed. I am also a qualifier for Kasasa.
What are ESTATEMENTS?
I am a CD with a 39 month term. I have a $5000 minimum deposit limit. My rate could be increased once during the term. I may be added to or withdrawn from once, penalty free, up to 1/2 the balance.
What is the MAXIMIZER FLEX CERTIFICATE?
I am a business service that reduces transportation costs, increases employee productivity, increases deposits and savings. The business would need to purchase a scanner and there is a small monthly fee of $25.00.
What is REMOTE DEPOSIT CAPTURE?
I am a loan used for buildings, equipment, business working capital, and operating loans.
What is a COMMERCIAL LOAN?
FCCU has different programs for specific aged members. Name one of them.
What is:
* PEE WEE
* NEXT GEN
* MEMBERS CHOICE
If you do not have a Kasasa account, I can be refunded for up to $3.00 if a receipt is brought in within 60 days.
What are ATM REFUNDS?
I am considered a transactional account, so Reg D does not apply. You can move, take money, or use me as an overdraft source with no limitations. There is no minimum balance.
What is REWARD SAVINGS?
I am needed for any business that would like to do wires over the phone. If I am not scanned in, the wire has to be done in person.
What is a BUSINESS WIRE AGREEMENT?
If you apply for me as an employee, you may receive a discount. I can be set up with an automatic payment and you never have to worry about me.
What is an AUTO LOAN?
I can be purchased when going on a trip. I cost $6.00 and have $100 minimum loading amount. I can be reloaded for a small fee and used anywhere Visa is accepted.
What is a TRAVEL MONEY CARD?
I am a free checking account with no minimum balance required. If you use your debit card as a credit at a merchant, you will receive one point for every $3.00 spent.
What is a REWARD CHECKING ACCOUNT?
In order to open me, you need to open a special Checking account. If qualifiers are met, you can earn 0.75% interest on the daily average balance.
What is KASASA SAVER?
I am a business service that allows electronic payments, payroll, or bills. I help reduce costs, such as checks, bill collection, and mailing. I have a monthly service fee of $15. 150 times are free, above that would cost $.10 each.
What is BUSINESS ACH ORIGINATION?
I am a specific type of loan that can be used to purchase or refinance, used as a Home Equity line of credit, or used for home improvements, construction, or even a mobile home.
What is a REAL ESTATE LOAN?
I can be given as a present. I cost $3.00 to purchase and cannot be reloaded.
What is a GIFT CARD?
ID Theft covers the member and multiple other people in their family. Name one other person who qualifies.
What is:
*SPOUSE/PARTNER
*CHILD W/ ADDRESS
*PARENT WHO LIVES WITH ME OR IN NURSING HOME
I am considered a line of credit that is accepted almost everywhere. You can earn points or Cashback when you use me.
What is VISA CREDIT CARD?
I allow businesses to maximize their savings by moving funds from your checking account to your savings account automatically.
What is SWEEP OPTION BALANCE MANAGEMENT TOOL?
Members who are looking to borrow funds but have limited or no collateral options available could be a good fit for:
What is a PERSONAL LOAN?
I am a way for members to learn more about managing their finances. I have a couple different mediums.
I can be accessed 24/7, 365 days a year. I am also one of the qualifiers for Kasasa.
What is ONLINE BANKING?