Career
A written compilation of your education, work experience, credentials, and accomplishments
A resume
When you are committing money or another resource in the expectation of some future benefit you are what?
Investing
------ is a type of loan you can use to buy or refinance a home. -------- are a way to buy a home without having all the cash upfront
A Mortgage
You receive this after you complete 120 credits
a bachelor's degree
As you begin your new position, you may follow an experienced worker around for a few days
Job shadowing
A number assigned to a person to indicate to lenders their capacity to repay a loan
a credit score
A good credit score is essential when your goal is to qualify for the lowest mortgage rates, get a loan or to snag a stellar credit card bonus. Since your credit influences so many major life decisions, it’s important to build credit early and consistently. You can build credit in any number of ways, including opening a credit card, paying eligible bills on time and getting credit for monthly rent payments.
The system is used to provide heating and cooling services to buildings
HVAC
Post college individual entering the workforce
A Graduate
A style of clothing that is less formal than traditional business wear, but still intended to give a professional "business" like impression
business casual
Earnings after taxes is also known as
a net income
Net income refers to an individual's income after taking taxes and deductions into account such as retirement plan contributions and health insurance.
------ protects your personal property in a rented apartment, condo or home from unexpected circumstances such as theft, a fire or sewer backup damage – and will pay you for lost or damaged possessions. It can also help protect you from liability if someone is injured on your property.
renter's insurance
it usually cover's the following:
Research a company's ------ before applying for a job (*other than money*)
Work environment/culture
The knowledge, skills and talent that people use to do their work is called
human capital
On this day, federal and state income tax returns are due every year
April 15th
File taxes early is to receive a faster tax refund!
HOA is the abbreviation for what?
Home Owners Association
What should you do or consider before signing an employment contract? (*in terms of salary*)
Salary Negotiation!!
Negotiate your initial salary offer. Be confident and deploy an active negotiation strategy. You can leverage your previous work experiences and your skill set to get paid more!
1. Salary
2. Benefits:
-Health
-Dental
-Life
-Retirement/401(k)
-MATCH
-Vacation/Days Off
-Tuition Reimbursement
3. Signing Bonus
4.Variable Comp
-Bonus
5.Work Schedule
6. Job Location
7. Career Path
8. Moving Expenses
9. COLA
10. Start Date
_____ is a brief account of a person's education, qualifications, and previous occupations, typically with a job application.
Curriculum Vitae or CV
----- is a rule of thumb for financial planning/budgeting
The 50/30/20 rule of thumb
It is a guideline for allocating your budget accordingly: 50% to “needs,” 30% to “wants,” and 20% to your financial goals.
----- is a signed legal document that transfers ownership of an asset to a new owner.
a deed
Deeds are most commonly used to transfer ownership of property or vehicles between two parties
What is the most important resource to help you find a job?
Your network (alumni, past coworkers etc)
When looking for a job, taking initiative will help your search efforts. Connect with you peers, reach out to alumni that work at your dream companies!!