Finances
Let's say you missed some car payments and tanked your credit. How long before that "falls off" your credit history?
What is 7 years.
The office that can help you set up a payment plan for your tuition
What is financial aid
"circuit breaker"
What is the electrical box in your garage or utility room that controls the power in your house. Useful if you accidentally trip the circuit breaker and it turns off or if you're working on something electrical like a ceiling fan and don't want to get shocked.
Scenario: You have a test tomorrow that requires a scantron and "blue book" (answer document where you write essays or short answers). When and where can you get a scantron?
What are (1) ahead of time and (2) from the campus bookstore. Check your syllabus to make sure you've got the right scantron.
Two cleaning products that should never be combined.
What are bleach and ammonia.
Why do you eventually need to establish a credit history?
What is to be eligible for things like a mortgage.
The office you request your transcript from
What is the registrar
"Carry a balance" on a credit card
What is to have an amount at the end of the month you were unable to pay off completely. E.g., you charged $1,000 on your credit card for the month but could only pay $500 on it.
Scenario: you're now 30, married, and sending out your Christmas cards. Your last name is Loerts. Which is the correct way to sign the Christmas card from your family? (A) "The Loertses" (B) "The Loerts" (C) "The Loerts' " or (D) "The Loert's"
(This is mostly in here because it's a pet peeve of mine. But also, adults should know how to pluralize a last name.)
What is A. It looks weird, but if your last name ends with an X, S, or Z, add "es." Moritzes, Hendrickses, Williamses. Or just say "The Moritz Family"
If your last name doesn't end in one of these letters, just add an S. Whatleys, Ritters, Boyds, Bowens. For the love of all that is holy, don't use an apostrophe to pluralize. Or I will haunt you.
Scenario: You need to wash 10 pairs of new jeans. From the following list, choose which articles would not be great to put with them.
grey cotton shorts, white undershirt, black jeans, old red socks, green lace dress, purple t-shirt, blue King-sized sheets, white towel, black satin...delicates.
What are white undershirt, white towel (it would discolor the white), lace dress, satin delicates (these fabrics are a lot less sturdy than jeans and should be washed on different settings), King-sized sheets (the load would be too large with all the jeans too!)
[rule of thumb: sort by color and by fabric hardiness]
Scenario: you've taken out a credit card so you can begin to build a credit history. Name one low-risk way to use this card. Then name the pitfall many young people with credit cards run into.
What is use the card for small things (e.g., gas and groceries) you can actually afford out of your current funds, and then pay it off each month.
What is max it out on things you can't really afford to pay for (TVs, vacations, clothes, etc.) and then have to deal with the mountain of debt and interest later on down the road. :(
Name one thing never to say to your college professor (has to be something we discussed in the postsecondary packet)
What is "did I miss anything?," call them by the wrong name, ask how to bring your grades up after you've slacked all semester, ask what your final course grade is 2 hours after you finished your final exam
Put these units of measurement in order from smallest to largest: "C," "tsp," "Tbsp," "pinch"
What are inch, teaspoon, tablespoon, cup
Scenario: water has begun to gush out of the base or bowl of your toilet. What. do. you. do.
What is reach behind the toilet and turn the silver valve to stop the water flow. The next step is to use a plunger to try and dislodge whatever is clogging the drain. If that fails, you can try to snake the drain using a manual or mechanized snake (metal tubing that can break up clogs in your drain). Sometimes all else fails and you have to call a plumber.
Scenario: you're about to microwave some food, but you're not sure what to put it on or in. Which of these 3 options are safest to put in the microwave?
glass bowl, ceramic bowl, metal bowl, paper bowl, brown paper bag, Styrofoam bowl, plastic container, aluminum foil container.
What are glass bowl, ceramic bowl, and paper bowl.
Metal or aluminum = flames/sparks/explosions
Brown paper bags can catch fire.
Styrofoam melts and leaches chemicals into the food.
Many types of plastic can leach chemicals (BPA, etc) into the food.
Name the budgeting App Mrs. Moritz mentioned in the college transition packet
What is Mint
Name 4 things included in a syllabus
What are a schedule, a grading scale, contact info for the professor, textbooks needed, and policies for things like attendance, inclement weather, academic dishonesty, dropping the class, etc.
"liability insurance"
What is the kind of insurance you have to have to drive legally. It doesn't help you with any damage that's done to your car, just to that of a drive you might hit.
Scenario: This semester, you're taking ENGL 1301, HIST 2311, HIST 1302, CHEM 1311, CHEM 1111, and SPCH 1315. You're falling behind and need to drop two classes. Which two can you drop without dropping to part-time status and losing your scholarship?
What are CHEM 1311 and CHEM 1111 - Chem 1 and its lab. That would take you to 12 hours - any less and you're no longer considered a full-time student.
Which of these things are OK to put down either your kitchen sink's drain or disposal?
Eggs, eggshells, milk, butter, coffee, coffee grounds, meat, bones, grease.
What are eggs, milk, butter, coffee, meat (down disposal).
Eggshells, coffee grounds, bones, and grease will all clog or mess up your sink/disposal.
Scenario: You're 18 and have no current job and no credit history yet. You have a summer job in Groom, but will be moving in August. You want to get a new car to take to college. Under what circumstances will a bank lend to you?
What is if you have a cosigner with good credit. Since you don't have an income history, they want to know someone will pay that loan if you are unable to afford it.
How many times can you drop/withdraw from a course during your undergraduate career? (Note: dual credit doesn't count)
What is 6 times
"Premium" (as in insurance)
What is the monthly amount a person pays to an insurance company in exchange for coverage. E.g., paying a health insurance company $400/month so that if you have a medical need, they then pay 75% of those costs. If you have lots of medical needs in one year, you might reach your deductible - e.g., you've paid lots of small amounts that equal $2,000, after which your insurance takes over further costs.
Scenario: you're at a restaurant that doesn't take any cards, but they do have an ATM. You have your credit card and your debit card. Which one should you NOT pull money from, and why?
What is your credit card. Money from your debit comes from your account and should be either free to pull out or there may be a small fee if the ATM isn't affiliated with your bank. Money from a credit card is called a cash advance, because it's money you're borrowing from your credit card. It costs significantly more to get cash this way.
Before you dig on your property, you're supposed to call a certain number. What's the number, and why are you supposed to call?
What is 811, so you don't accidentally hit a gas line and cause a gas leak.