Budgeting and Taxes
Taking note of monthly income and investments
What is Charting Income?
Taking out money from your account
What is withdrawing?
Percentage of available credit being used on a credit card
What is Credit Utilization?
Application that all students must fill out for federal aid
What is the FAFSA?
Urban Heat Island Effect Review
Amount of greenhouse gases that are generated by individuals
What are Carbon Footprints?
Rent & Utilities
Insurance
Groceries
Transportation
Healthcare
What are mandatory costs?
Spending over your available balance and ending in the negatives
The total amount of money you have available to borrow from a bank
TAP
Excelsior Scholarship
NYS STEM Incentive Program
NYS Math and Science Teaching Incentive Program
What is New York State Financial Aid?
Technology that uses satellites to pinpoint positions on the Earth
The form that the majority of employees must fill out to file federal taxes
What is Form 1040?
Early withdrawals result in severe penalty fees
What are Certificate of Deposits (CDs)?
What are Unsecured Credit Cards?
Specifically need based aid that does not need to be repaid unless terms are not met
What are Grants?
Expenses or liabilities that result in having your taxable income lowered
What are deductions?
What is the Federal Deposit Insurance Corporation (FDIC)?
Credit scores are often based on this
What are FICO Scores?
Specifically merit-based financial aid that does not need to be repaid, but must be earned through applications and can be lost due not meeting requirements
What are Scholarships?
Research and Analysis Review
An unmeasured third variable that influences both the supposed cause and the supposed effect
What is a Confounding Variable?
New York City's additional income tax
(2 Significant figures only)What is 3.8 percent?
Poses the highest risk towards investing in CDs due to its variability
Do not have credit limits however have high interest rates and require a personal guarantee
What is a Business Credit Card?
What are Unsubsidized Loans?
Career Path Review
What was my intended major when applying for college?
What is Computer Science?