ADV
Cancer Protection Assurance
NEW Accident Plan
Whole Life A68000
STD A57600
100

For groups with ____ eligible employees, only plan designs 1 and 2 can be offered for Dental.

What is less than 10 employees.

100

What is the Initial Diagnosis lump sum benefit for the named insured or spouse on option 2?

What is $5,000

For dependent children it doubles to $10,000

100

What is the number of plan options for the New Accident policy?

What is 4 plan options (A38100. A38200, A38300, and off the job A382OF)

100

What is the issue age band for Whole life?

The age band is 18-70.

100
What are the issue ages for STD?

What is age 18-74

200

The vision plan 3 option has a Eyeglass Frame benefit allowance of up to $180.

In Lieu of Eyeglasses, what is the Contact Lens benefit amount for vision plan 3?

It is the same. $180. 

All vision plan options have the same benefit amount for eyeglass frames and contact lenses.

200

How many plan options does Cancer protection offer?

What is 3 plan options

200

The New Accident plan has a building benefit for Initial Hospitalization admission that grows by $500 for up to ___ years and then it stays at that benefit amount.

What is 5 years.

200

What percent of the face amount is paid out when the primary insured suffers a terminal condition under the Accelerated Death payment?

What is 50%

200

What is the minimum annual earnings for an employee to qualify for STD?

What is $9,000 per year

300

The Orthodontia benefit can be added for Dental plan designs for groups with more than ___ Eligible Employees?

What is 25

300

Once diagnosed with cancer, the Cancer Screening Benefit grows from 1 benefit per calendar year to ____ per calendar year.

What is three screenings

300

The building benefits DO or DO NOT decrease when a qualified claim is paid

The building benefits DO NOT decrease

300

The Face amounts for Whole life range from $20,000 to $500,000. The maximum amount changes if the primary insured is over 50 years of age. What is the new maximum benefit face amount for those over 50?

What is $200,000

300

What is the largest Elimination Period offered for STD?

What is 180/180 day elimination
400

In the 3-99 Dental and Vision Plans, What is the participation requirement for groups with 25+ Eligible employees?

What is 20% participation.
Exp: 50 benefit eligible employees must have 10 (20%) employees enrolled in EACH benefit.

400

The Annual Care benefit pays out a benefit on the anniversary date of a cancer diagnosis with a lifetime maximum of ____ annual payments per covered person

What is 5 annual payments

400

Prior Accident plans had Follow up visits and Therapy visits. This version of Accident has consolidated them into one benefit called the _______.

What is Post-Accident Care benefit.

The amount of total visits per accident has also been increased

400

The 10yr Spouse Term Rider pays 50% of the primary insured's Face amount but only up to a maximum of how much?

What is $50,000.

The spouse rider can only be issued from ages 18-68.

400

If an Employee is working Full Time and is Partially Disabled, how much will Aflac pay for their daily disability benefit?

What is One Half of their daily benefit

500

Aflac's Network Vision plans all have the same warranty for frame breakage. What is this warranty time frame?

What is a 12 month frame breakage warranty.

500

The Cancer Waiver of Premium Benefit, will waive any premiums due from month to month if the insured is unable to perform the usual duties of their job for a period of ___ Continuous days?

What is 90 continuous days.

An employer and physicians statement are typically required.

500

The new Line of Duty Benefit Rider, which is only available to First Responders in Public Sector accounts, provides an additional ______ dollars when the insured is shot, sustains a brain injury, dismemberment, paralysis, 3rd degree burns, or accidental death while in the line of duty.

What is $10,000

500

Aflac's Whole life policy has a Cash value that increases and grows as time goes on and premiums are paid into the policy. Cash Value that accrues IS or IS NOT subject to income tax while the cash remains in the policy?

It IS NOT subject to income tax while remaining in the policy.
500
True or False: The Waiver of Premium Benefit for STD applies to all benefit periods

What is False, It is not available on the 3 month disability period.

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