TERM PRODUCTS
HEADSTARTS
FINAL EXPENSE
APPLICATIONS
LEADS
100
THIS COVERS DEBT PROTECTION AND RENEWS TILL 70 YRS OLD
What is A 4 yr R & C
100
This the earliest a child can be to qualify for a program
What is 15 days old
100
This the only permanent insurance....
What is Whole Life
100
The authorized checking account holder
Who is considered the payor
100
This is our core member since the 1950's.
What is a union member
200
This product is for commonly used for income protection
What is 10 yr R & C
200
This allows a child to add additional insurance when the child reaches adulthood, without medical questions up to 7 times.
What is a GIO rider
200
This benefit is a trademarked form that allows the family of the deceased to claim benefits immediately and the funeral home to deal with us directly.
What is the Freedom of Choice Certificate
200
A client has over 1000mg of meds on a daily basis
What is a trial app
200
This is something that has a 66-75% closing ratio and gives an agent unlimited opportunity
What is a referral
300
200,000 is the maximum amount of coverage and it is used typically for college and mortgage protection.
What is ADB
300
18 years old
What is the age limit of headstart
300
100% of these types of policies pay out and lock in your age and health and never increases and the benefit is good till 120.
What is AIL Whole life
300
A person who is 60-80 years old, smokes and takes hbp meds or any other triggering event
What is considered a SR 10
300
After 2 lead packs your monthly NTG determines this
What is used to allocate your earned leads.
400
this term rider has a level benefit and expires at the end of 20 years, or at the spouse's age 70 if ealier
What is spouse rider
400
at the age of 21 this is an important option
What is the only conversion age of a child rider
400
this type of policy can starts at 150,000 for an 18 to 29 year old.
What is Select LIfe
400
after 6 months of continuous total disability, policy and rider premiums are waived until recovery.
What is waiver of premium
400
30 days is the maximum you have to complete this
What is deadline to resolve all leads
500
63 and 68 year old limits
What is 10 yr and 4 yr last conversion ages
500
This becomes available for headstart policy at the age of 5yrs old
What is ADB
500
its the amount equal to half the benefit when someone is diagnosed to live less than 12 months
What is a terminal illness accelerated death benefit rider
500
it shows that you looked at the required page and can continue on.
What is putting glasses on application and all the other forms mean?
500
this is an initial enrollment lead, an owner, and a friend or family member
What is a hard card, pos, referral
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