ACTIVATION
LIMITS
FRAUD
CREDIT CARDS
MISCELLANEOUS
100

How long does a member have to activate their card before it expires?

The end of the following month, example printed: April 14 has until May 31 to activate

100

True or False: There are different limits for POS, ATM and MT Funding?

True

100

When a member signs a fraud form where does the form go?

Chelsea Bucket or Teams (if in Belfast)

100

True or False: A member does not need an account with us to have a credit card?

False: member has to have at least a savings account

100

True or False: The card expiration date and the expiration date in Episys should match

False if a card has an expiration date of 09/29 it should say 10/01/2029

200

True or False: A Member can activate their cards with their work phone

True: as long as the members work number is on file

200

Name three different types of apps for Mt Funding

Venmo

Cash App

Metapay

Zelle

Paypal

200

What is the cost for the member to replace a debit or credit card for fraud?

$0

200

What is the highest limit we can approve our members for with Credit Cards?

$15,000

200

At what time do limits reset each day?

4pm EST

300

What is the phone number to Activate a card?

1-800-992-3808

300

True or False: The standard ATM limit for ours members is $1000 and for members under the age of 18 it is $500

False: It is $500 and $200

300

True or False: When a member has fraud we can not make the new card with the old card numbers

True the numbers need to be different

300

When a block/reclass code is X S in Episys what does that mean?

The card is temporarily blocked for fraud

300

What are the three ways we notify members if they have fraud on their debit card?

Text

Call

Email

400

What is the reason members can call and activate but not set the pin?

A verification step was missed or inaccurate
400

How many MT Funding transactions can a member do daily? And are we able to change the amount?

3 and yes for the daily limit. 

400

How many days does the credit union have to give a member a provisional credit?

10 days

400

Ture or False: When updating an address in Episys it will automatically update in the credit card system as well

False, it will need to be added manually

400

How much do you charge for a card that is cracked or damaged?

$15

500

What are the five verification questions that the IVR asks to activate card?

Card Number

CVV

Zip Code

Phone Number

Birthdate

500

What is the POS limit for a member over the age of 18?

$2000

500

What is the fraud teams phone number and where can you find it?

1-833-735-1894, pinned in the cards chat

500

When do credit cards expire?

2 years from print date

500

On what date did KSW go live with tap cards?

04/14/2025

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