All Things Desert Financial & More

General

10

What does ATM stand for

What Is Automated Teller Machine?

20

Taking out/spending more money than what is in your account

What Is Overdraft?

30

What is a FICO score

What Is Score determined by the credit bureaus based off your use of credit?

40

Name 3 credit bureaus

What Is Transunion, Equifax, Experian?

50

Interest you earn on interest

What Is Compound Interest?

Vocab

10

A payment of a bill made directly from your bank account.

What is Automatic Payment?

20

ARM

What is Adjustable-Rate Mortgage?

30

FFQ

What Is Fact Finding Qualified?

40

NMLS

What Is Nationwide Mortgage Licensing System

50

HEFRO

What Is Home Equity Fixed Rate Option?

Random

10

What is the currency in Great Britain?

What Is Pound Sterling?

20

Who is found on the front of a $5 bill?

Who Is Abraham Lincoln? 

30

HELOC Perks

(Must Name At Least 3)

What Is No application fees, Waived closing costs, 20-year repayment period, Easy access to funds through online banking, Locked-in payments with our Fixed-Rate Option2, etc ?    

40

Desert Financials Values

What is, Personal Drive, Team Mindset, Passion To Help, People Smarts, & Big Thinking ?

50

Opportunity Life Cycle

What Is

• Step 1: Member makes a request.
• Step 2: Representative determines an Opportunity is needed for request.
• Step 3: Representative communicates the process to the member.
• Step 4: The Opportunity is sent to the appropriate work queue for completion.
• Step 5: Designated individual/group retrieves and completes the Opportunity.
• Step 6: Designated individual/group closes the Opportunity.
• Step 7: Any user can review the Opportunity for additional details.?

*Ring Ring*

10

*55677

Who Is Fraud Intelligence?

20

602-335-4444

Who Is Start?

30

*06322

Who Is OFAC Hotline?

40

602-433-7000

Who IS MEC?

50

*36282

Who Is Account relationship specialist?

Riddle Me This

10

What kind of bank has nothing but water in it?

What Is A Snowbank

20

Only one color, but not one size, stuck at the bottom, yet easily flies. Present in sun, but not in rain, doing no harm and feeling no pain. What is it?

What Is A Shadow

30

I start with M, end with X, and have never ending amount of letters. What am I?

What is a MAILBOX?

40

Mr. Steve lives in a mansion. He is very rich. He's so rich that he has a maid, a cook, a butler, and a lifeguard. Yesterday, Mr. Steve was found dead. The chief detective was coming from Sunday church to investigate. The police were already there. They caught 6 suspects. The maid, the butler, the cook, the lifeguard, the postman, and Mrs. Steve. The maid said she was dusting. The butler said he was playing a board game with Mr. Steve's sons. The cook said he was making dinner. The lifeguard said he was watching Mr. Steve's daughter swim in the pool. The postman said he was delivering mail. Mrs. Steve said she was watching TV. Who is lying? You only have one chance because if you choose incorrectly, you accuse the wrong person and the true killer gets away.

Who Is The Postman. The postal office isn't open on Sundays

50

What turns everything around but does not move?

What is a MIRROR?