Comprehensive Motor
Value covered for Rental Car following an accident? (If listed as optional)
30 days. $100 per day
Does excess apply for the replacement of locks or cylinders, if caused by theft or burglary?
YES or NO
NO excess applies. Up to $1000 to replace the locks of any external door or window if key has been stolen or key has been copied.
What is the amount paid for Food and Medicine Spoilage due to natural disaster
$500 and NO access applies
How long will Allianz pay the Lost rental costs for damages due to insured event if tenants can't live in the rental property
Allianz will pay the weekly rent for a maximum of 12 months if your tenants can’t live in the property.
Is Annexe covered in caravan and trailer insurance?
Yes
If under 25 is not listed in the policy what age excess do we pay?
Drivers not listed on the policy pay $1800 + the Basic excess
Allianz will pay the reasonable cost of demolition and removing debris from the insured address.
True or False
True.
This is an extra amount , paid in addition to building sum insured. NO excess applies
Does Allianz cover contents while moving house? and for how long?
Yes, Allianz covers Damage caused by an insured event both at the new and old address for up to 14 days. They will not cover while in transit
If Optional benefit of "Rent default by Tenant" is added on to a policy, how many weeks rent does Allianz pay?
If a tenant defaults on the rent, Allianz will pay loss of rent for up to 15 weeks, or until another tenant starts paying rent, rent resumes or the lease agreement ends. A 10k limit applies per period of insurance.
What value of contents are covered?
Contents - up to $1000 any one incident caused by or arising from a covered accident is covered.
The amount Allianz Pays for emergency repairs
$500
Is loss or damage resulting directly from bursting, leaking or overflowing of aquariums covered?
Yes. damage resulting directly from bursting , leaking , discharging or overflowing of aquariums designed to hold more than 20L is covered.
List 4 Optional Benefit
Portable contents, Accidental damage, Motor burnout (if electrical motors are under 10 years old), Contents in commercial storage (Covers up to $50,000 in loss or damage to your general contents)
List 3 Optional benefits
Rent default by tenant , Motor burnout,Rebuild safety net (If the buildings sum insured has been exceeded, Allianz will pay up to, at our discretion (acting reasonably) an additional 30% of the buildings sum insured to repair or replace your buildings,etc)
New for old replacement after a total loss of Caravan or trailer less than 2 years from first registration is included in the policy
True
The maximum amount Allianz pay for accomodation and travelling expenses combined resulting from one claim or covered incident is
$1000
If home building is damaged by an insured event , what does Allianz pay for rental costs for accomodation for you and your pets for the period it reasonably takes , to repair or rebuild?
Allianz will pay weekly rent based on what your building could earn before the damage, up to 10% of your building’s insured value. they also cover up to $500 for temporary pet accommodation at a commercial boarding facility. up to a maximum of 12 months.
Optional Portable contents include cover outside of Australia and is limited to 120 continuous days in any period of insurance. True or False
False. With optional Portable Contents, you can cover your portable valuables for loss or damage caused by theft or accident anywhere in the world. If you’re planning a trip overseas, cover outside of Australia is limited to 90 continuous days in any period of insurance.
How much will Allianz Cover for Legal Liability?
Allianz pay up to $20 Million
Allianz will NOT pay for motors if the damage is covered under any warranty or manufacturer's guarantee
True or False
True
What is the maximum Allianz pay for accidental damage for Tools of Trade for any one incident?
$3000
Are Trees, shrubs, hedges, and plants that are planted in the ground covered under building insurance?
Landscaping are covered but $5000 limit applies
Medical Aids: Wheelchairs and portable medical devices, Are they listed or unlisted portable content?
Listed portable contents are high-value.Portable items worth $1,000 or more must be listed to be covered for their full replacement value.
Unlisted Portable Contents
This option will pay up to $1,000 per item and a total of $5,000 per claim. It covers portable items that you don’t need to list if they’re valued at under $1,000.
If you have a written agreement with a sole tenant and that person dies before the end of their tenancy, what will Allianz pay for the loss of rent?
Allianz will pay the rent for the period of up to 6 weeks or until another tenant takes up the residence in the building
Emergency Accomodation:
How much does Allianz pay for accommodation after covered accident?
The max they will pay $100 per day up to a maximum of $1000