D.W.A.T.C.H
WHAT ARE THE 6 ACTIVITIES OF DAILY LIVING
TRANSFERING
MOBILITY
FEEDING
CONTINENCE
BATHING
DRESSING
Product: 60,000 PAA
Issuance Date: January 15, 2018
Lapsed: March 26, 2019
Client reached out to the agent last March 28, 2020 stating thathe wants to reinstate his policy.
How much does the client needs to pay to reinstate his policy?
March 26, 2019 to March 28, 2020 (12 months lapsed)
Client needs to pay Php 60,000 in order to reinstate his policy.
What is the FYP requirement for MDRT this year?
2,847,000
What is the premium term and coverage period of PRUHEALTH PRIME?
Premium Term - 20 years
Coverage Period - 85 YO
HOW MANY MONTHS DOES AN AGENT HAVE TO BE AS A FULL TIMER TO QUALIFY FOR JUM AND UM CONSECUTIVELY
FOR JUM - 3 MONTHS
FOR UM - 6 MONTHS
WHAT BENEFIT THAT PROVIDES 5 PERCENT COVERAGE AT ANNUAL FOR THE NEXT 5 YEARS TO THE FIRST PHP 1M W/O ADDITIONAL PREMIUM
RENEWAL BONUS
Give 2 considerations in determining eligibility for relating
- Processor will perform the standard appraisal (e.g. attained age,MIB record, claims record, agent’s NMA, rating, reinsurance, etc.)to determine if the insured is qualified for reinstatement.
- Policy must be a unit-linked plan
- Payment of one modal policy premium
- No redating transaction in the past 24 months
How to qualify as GAMA Excellence Recruiter - Bronze
(Based on 2023 memo)
6 Direct Recruits
1st year - 50%
2nd Year - 70%
3rd Year - 95%
4th Year - 95%
5th Year onwards - 100%
Enumerate JUM parameters
750K Personal APE
3M Team NAP
3 Ave. Active Agents (past 6 months)
10 Manpower (within 12 months)
3 Direct Recruits
85% Persistency
100% Completion o f JUM Course
3 Months Full Time
WHAT ARE THE 3 GROUPS FRO MULTIPLE LIFE CARE PLUS
GROUP 1 - CANCER AND MAJOR ORGRAN FAILURE
GROUP 2 - HEART RELATED AND STROKE
GROUP 3 - NEUROMUSCULAR AND OTHERS
IS ± EN - LA + RE
IS ±EN
IS - Issuance
EN - Endorsement
LA - Lapsation
RE - Reinstatement
140 Million APE
50 Leaders
400 MP
Branch parameters to become a Core Leader
400K APE and 2 coded recruits
Enumerate UM parameters
1.5M Personal APE
2 Agents with 1M NAP & 85% Persistency (minimum 1 Direct Agent)
6M Team NAP
5 Active Agents (during validating month)
20 Manpower
3 Direct Recruits (within 12 months)
6 Direct Recruits
12 Recruits (within 12 months)
85% Personal Persistency
100% Completion of UM Course
6 Months Full Time
80% Attendance in Branch Meetings & Leadership Trainings