American Job Center (AJC)
The Madison County American Job Center is located at what address?
What is 1124 Whitehall St., Jackson
When considering a loan, lenders look at your income and debt to determine the money available to fund your move. What is this called?
What is cash flow?
Why is having good credit important when applying for a home loan?
It can help you qualify for lower interest rates.
In an office/business that tends to dress more conservative, you should stick with what colors?
What is neutral, solid colors
How early should you arrive for an interview?
What is 15 minutes at least
American Job Centers serve how many counties in the State of Tennessee?
What is 95 counties
This ratio compares your monthly debt payments to your gross monthly income, multiplied by 100.
What is Debt to Income (DTI) measure?
Name one of the three questions to consider when deciding whether to rent or buy a home.
Length of stay, responsibility for repairs, and unpredictable expenses
What type of job you may feel free to be more creative in coloring to show your sense of style?
What is a Job in Fashion or a sales job at a unique clothing store
What are the three major types of interviews?
What is Phone interview, In-person interview, and Panel and Group Interview
Our region (Southwest) services how many counties?
What is 8 counties.
As a general rule, you should spend no more than this percentage of your gross income on housing and-related expenses.
30% of gross income
Lenders generally prefer your debt-to-income ratio to be below this percentage when considering a mortgage.
What is 40%
If you are in doubt about the company culture of the, what should you wear?
What is neutral, solid colors.
What can you do to reduce or eliminate fear/stress and increase self-confidence during an interview?
What is Preparing in advance
What services are offered at the American Job Center? Name 5
What is Access to computers for job searching, Career coaching and job search assistance, Adult education classes; Refresher classes in reading and math; Interview Prep workshops, Resume writing assistance, SNAP Education & Training; Specialized youth services; Vocational Rehabilitation screening, Supportive Services such as tuition, child care, transportation assistance
This type of insurance can protect a renter’s belongings, provide liability coverage, and help pay living expenses if a rental becomes uninhabitable.
What does renter’s insurance protect?
What is the money you pay upfront when purchasing a home, usually expressed as a percentage of the purchase price?
What is down payment?
What are the two types of dress attire you should consider wearing for an interview?
What is Business Professional Attire and Business Casual Attire
Can you name 5 reasons you may be denied a job?
What is Late to the interview; Lack of enthusiasm/interest; Condemnation of past employers; No purpose or career goals; Unwilling to start at the bottom-expecting too much; Over-emphasis on money; failure to ask any questions about the company; vague answers to questions
What is the advantage of using the AJC?
What is We are the link to employers and the job seekers
Renter’s insurance typically costs about this much per month.
What is the estimated monthly cost? $15-$30.
What is the name of the loan used to purchase a home, which is typically paid back monthly with interest?
What is a mortgage?
Can you name 5 things that you should not wear at an interview:
What is outdated attire and shoes, loading on makeup (keep a natural look), an overwhelming of perfume or cologne, an excessive amount of accessories/jewelry; and headphones
What is the #1 question you may be asked in a interview?
What is Tell Me About Yourself