Home
This policy form provides customized Dwelling coverage
Condo
If a customer has a ring listed on their policy and there is theft, to what extend will there be coverage?
Does Loss of Use cover if a room in a house is damaged by water but the rest of the home is fine?
No, home is not uninhabitable. Only a portion of the home was impacted.
What is needed in a mortgage clause?
Bank Name
ISAOA/ATIMA
AddressCity/State/ZIP
What is it called when a home has decorative brick?
Brick Veneer
What are the Hurricane Deductibles?
1%, 2%, 5%
What does PIP cover for Motorcycles?
Pedestrians
If a customer has 100k in contents coverage, what would be their limit for storage coverage?
10k
What is Castle?
True replacement cost value for high value homes
What is the difference between a basement garage and built in garage?
Basement garage -
Built in garage -
Are animals covered?
Yes - under liability
What does the CLUE do?
Show us any prior losses with the insured and the properties
What happens to the perils when you add Special Computer Coverage?
Goes from Named Perils to Open Perils
When adding a trust, what other information do we need?
Address of the trust and any Trustee(s)
True or False - The construction type is pre-determined based off the YOC?
True - If home is older than 1940, will default to Pre-1940 or Pre-1930 to adjust for materials in those homes.
Name 2 of the Open Perils
Wear and Tear
Mechanical Breakdown
Damage by Birds/Insects/Rodents
Mold/Rust/Corrosion
What are the circumstances for an Antique Auto?
Very limited mileage and used very sparingly.
Why is it important to code a basement/note if finished?
Calculate additional coverage for the finished basement portion.