Absence Management
This 3-letter acronym refers to federal job protection for up to 12 weeks of unpaid leave.
What is FMLA?
This plan pays a lump sum benefit when you’re diagnosed with a serious illness like heart attack or stroke.
What is Critical Illness?
This enrollment period typically occurs once per year.
What is open enrollment?
This is the most basic and affordable type of life insurance and changes in 5, 10, or even 20 years.
What is term life insurance?
This voluntary benefit helps employees convert unused PTO into student loan payments or retirement savings.
What is PTO exchange?
This type of absence is not covered under FMLA but may be managed through company policy (e.g., jury duty or bereavement)
What is non-medical leave?
This plan helps pay for ER visits, fractures, chiropractic care, acupuncture and stitches.
What is Accident Insurance?
This term is like a deductible in time rather than money in STD and LTD.
This kind of life insurance builds cash value over time.
What is permanent (or universal or whole life) insurance?
This benefit helps support mental health through counseling and referrals.
What is an Employee Assistance Program (EAP)?
The “A” in ADA stands for this word.
What is Americans (with Disabilities Act)?
Hospital Indemnity plans are popular because they help cover these costs.
What are deductibles or hospital stays? (Out of Pocket Medical Expenses)
This term describes a company paying part of the cost of a benefit.
What is shared-contributory? (I will also take cost-sharing or employer contribution)
This provision allows access to the death benefit while living if diagnosed with a terminal illness.
What is the accelerated death benefit rider?
What is False? Employees need to be traveling 100 or more miles.
These types of leaves describe employees who come and go from their jobs.
What are intermittent leaves?
True or False: You must use a specific network to receive supplemental health benefits.
What is False?
In order to qualify for disability insurance, this percentage is the required amount for lost income.
What is 20%?
The person who receives the money from a life policy.
Who is the beneficiary?
These firms partner with brokers and tend to achieve greater participation results than self-serve.
What are enrollment firms?
Name 3 types of lost-time events.
What are STD, LTD, FMLA, PFML, ADA, Company Paid (or unpaid), USERRA?
This supplemental benefit pays for certain screenings like colonoscopies or mammograms.
What is the wellness or preventive screening benefit?
In disability insurance, three people are required to complete a claim.
Who are employee, employer, and doctor?
What are bathing, dressing, transferring, eating, continence, and toileting?
This service integrates self funded medical claims with supplemental health benefits.
What is Claimsminder?