Licensed advisers to help you decide on the right amount and type of annuity.
What is FREE advice from our salaried advisers?
100
A Rider that can provide a one-time withdrawal, if you have a financial emergency. Availability varies by state, age and tax rules.
What is THE FINANCIAL EMERGENCY LIQUIDITY RIDER?
100
Our annuities do not charge a MVA. This means the principal and the interest are insulated from market fluctuations even if you use the free withdrawal privilege.
What is MARKET VALUE ADJUSTMENT?
100
Sale of large dwelling and purchase of smaller dwelling or condominium.
What is downsizing?
100
G.R.I.P.
What is Guaranteed Retirement Income Plan?
200
We have actionable advice and calculators available online including Online Retirement Tool for members and special Advisor tools including EAP (Enterprise Advice and Planning) and FLA (Financial Lifestyle Assessment).
What are Tools?
200
In exchange for less annuity income at the beginning, you may choose to have your annuity income increase by 1%, 2% or 3% every year. Availability varies by age and tax rules.
What is OPTIONAL RISING INCOME PRIVILEGE?
200
Free look period
What is 20 days?
200
Looking for ways to protect assets and seeking products to increase their growth?
What is investing?
200
A Guaranteed Savings Annuity
What is for the part of a Member's overall retirement assets which they want to be safe from market risk, while growing at a competitive interest rate.
300
USAA Life Insurance Company and USAA Life Insurance Company of New York offer these items that can help you reach your retirement goals faster.
What is Highly Competitive RATES?
300
Your money is safe with us. We consistently earn high financial strength rating from A.M.Best. Standard & Poor's and Moody's, third party companies which rate life insurance companies.
What is GIVES PEACE OF MIND?
300
The largest risk a retiree faces is outliving their assets.
What is an income annuity can mitigate that risk.
300
You won't pay taxes on the interest you earn until you withdraw it so you can reach your retirement savings goal faster.
What is Guaranteed Savings Annuities are not taxed until they take money out? OR What is Tax Deferred?
(The member also has the option of receiving guaranteed monthly fixed income.)
400
Retirement savings guaranteed to grow every day without market risk.
What is PEACE OF MIND?
400
Assets at death to leave to others.
What is LEGACY?
400
The principal and credited interest are guaranteed against loss.
What is a GUARANTEED SAVINGS ANNUITY (DEFERRED)?
400
DOUBLE JEOPARDY
What is the free online assessment?
400
Both the money you put in the annuity and the interest are guaranteed by the strength of USAA Life Insurance Company.
What is Safety?
500
For the past three years, Business Week magazine ranked USAA among the top two "Customer Service Champs," highlighting our legendary customer service.
What is EXCEPTIONAL CUSTOMER SERVICE?
500
After the first year you can withdraw up to 10% of the value each year, with no penalty.
What is LIQUIDITY?
500
Guaranteed Savings Annuity
What is PURCHASED WITH EITHER A SINGLE LUMP SUM OR A SERIES OF PAYMENTS?
500
"USAA offers expert advice on saving for and managing your retirement. I can introduce you to an advisor who can discuss your needs now."
What is a good TRANSITIONAL PHRASE for getting our members over to annuities?
500
Your fixed annuity has a guaranteed minimum interest rate, with no market risk.
What is Guaranteed to increase in value every day?