AIA Contracts
Insurance
For Example
Definitions
Alphabet Soup
100

B101

What is the Standard Form of Agreement Between Owner and Architect

100

The 3 primary parties to a project include the Architect, the Owner, and the __________.

What is the Contractor
100

An architect trips and falls on a construction site and breaks their leg. 

What is the Contractor's General Liability Insurance

100

This legal term states that "The Architect shall perform its services consistent with the professional skill and care ordinarily provided by architects practicing in the same or similar locality under the same or similar circumstances.”

What is the Standard of Care

100

RFI

What is a request for information

200

A101

What is the Standard Form of Agreement Between Owner and Contractor (Stipulated Sum)
200

This AIA Document had a provision added in 2007 that requires the architect to maintain professional liability, general liability, automobile liability, and workers compensation insurance.

What is the B101 - Owner-Architect Agreement

200

An architect's office is flooded during Hurricane Helene and all of their furniture and computers are damaged.

What is the Architect's Property Insurance?

200

This is the the legal responsibility for injury or damage to another person or property.

What is Liability

200

RFI

What is a Request for Qualifications

300

A201

What is the General Conditions of the Contract for Construction

300

This insurance (also sometimes called Malpractice or Error and Omissions) protects the Architect in case some action by the Architect causes bodily injury, property damage, or other damage. 

What is Professional Liability Insurance

300

An employee of the firm wrecks their personal car while drive to a construction site.

What is the Architect's Automobile Insurance (claims can be made by employees using their personal cars while on work-related activities.)

300

This is security against legal liability for one's actions. Also know as to be “held harmless”

What is Indemnification

300

LLC

What is a Limited Liability Company

400

G701

What is a Change Order

400

This insurance protects the Architects office building and its contents against disasters such as fire, theft, and flood. 

What is Property Insurance

400

The Eastern Warf in Savannah, GA catches on fire during construction.

What is the Owner's General Liability Insurance?

400

the failure to use due care to avoid harming another person or property

What is Negligence

400

LLP

What is a Limited Liability Partnership

500

C401

What is the Standard Form of Agreement Between Architect and Consultant

500

This act allows an insurer to "step into the shoes" of a party whom it has made payment. For example, an insurance company can sue the Contractor for a fire after they have paid the Owner for damages. 

What is Subrogation

500

An architect's consultant has an error on their drawings, which costs the owner money. 

What is the architect's Professional Liability Insurance? (Vicarious Liability)

500

This method of resolving a claim listed in the "General Conditions" is a proceeding where two parties agree to submit their claims to a third party (typically an industry expert) and agree to abide by their decision. 

What is Arbitration

500

IDM

What is the Initial Decision Maker

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