DWATCH
PRODUCT KNOWLEDGE
SALES KIT
RANDOM
GENERAL KNOWLEDGE
1

Name at least 5 out of 10 Critical illness that has an early stage? 

Heart attack
Stroke
Cancer
Major Organ Transplant
Renal Failure
Heart Valve Surgery
Coronary Artery Bypass surgery
Brain Tumor
End-stage liver failure
Brain Surgery

1

Translate the title of the famous Netflix series "La Casa de Papel" in English.

The House of Paper

1

What country is responsible for creating the Olympic Games?

Greece

1

What are the underwriting guidelines & requirements for Expat, Resident Alien or Immigrant? 

A. Should have continuously stayed in the philippines for at least 2 years.

B. Immigrant's Certification of Registration (ICR)

1

Surfing was invented in what Country?

HAWAII

2

Sino ang huling nakalaban ni Manny Pacquiao last August 23, 2021?

Mommy D.

2

What is the Maximum Sum assured that a General Level Financial Consultant can give to a client who is 47 years old, without requiring additional medical examinations?

6,000,000

2

Are Pre-existing conditions covered?

Yes, only if declared.
Pre-existing conditions may only be covered after 12 months from effectivity date.


2

Name at least 4 Activities of Daily living?

Transferring
Mobility
Feeding
Continence
Bathing
Dressing

2

What is the Fund Allocation of PRULink Assurance Account Plus or PAA+?

0% - 50% -50% and 100% onwards.

3

What Elite Product have a Loyalty Bonus feature?

Elite 15

3

If ang last due date ni Client is July 30, 2021 pero hanggang ngayon, September 3, di pa rin sya nakakapag deposit, Ano ang implication neto sa Plan nya?

Benefits are temporarily Frozen.

3

Aside from higher Sum assured limit, what is the advantage of a Premiere or Exclusive level Financial Consultant?

Can insured a person aged 61-70 years old for at least 1M and 1.5M respectively without the need to undergo a medical Examination, given that the client is healthy. 

3

Pwede bang mag Upgrade ng Plan ang isang Elite Policy Holder na nasa 2 years palang?

Yes, pwedeng pwede.

3

What is the additional Requirement (documents) if the Sum assured of the client is at least 3,000,000.

Agents Confidential Information (ACI) Form

4

What is the Maximum Sum Assured of a Housewife?

500,000 or equal to the Sum assured of the Husband, whichever is higher.

4

What is the Equivalent Benefits of Surgical Expense benefits in DHI?

15x of DHI Benefits

4

A rider that waives all future premiums if the Insured is diagnosed to be suffering from a Critical illness, or has undergone surgery, in the case of critical illness requiring surgery?

Life Care Waiver

4

If 26 years old ka na ngayon, ilang taon ka na ngayon kung 7 years ago ka pinanganak?

7 years old

4

What is the Financial Underwriting limit regarding the maximum premium allowable in a single Policy Owner against his/her Gross Annual income.

Total Premium should not be more than 30% of the Policy Owners Gross Annual Income. 
5

If the Client is a Male he's is 5'10" tall and weighs 125lbs. Would the underwriting department require him to undergo additional Medical Examination?

Yes or No?

YES. 

5

What is the Premium Holiday Charge of Elite 5, in the First Year?

30%

5

What is Earth's largest continent?

ASIA

5

What are the Core benefits of PAA+?

Sum Assured, ADD, TPD and Loyalty Bonus.

5

What is the waiting period of Daily Hospital Income?

30 days after the Issuance.

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