DWATCH
PRODUCT KNOWLEDGE
SALES KIT
RANDOM
GENERAL KNOWLEDGE
1

What are the Core benefits of PAA+?

Sum Assured, ADD, TPD and Loyalty Bonus.

1

What is the additional Requirement (Tab Added in PRUOne) if the Sum assured of the client is at least 3,000,000.

Agents Confidential Information (ACI) Form

1

Ano ang Max Sum Assured na pwedeng ibigay sa isang Major Ranked na uniformed Personnel?

1,000,000

1

What country is responsible for creating the Olympic Games?

Greece

1

What are the underwriting guidelines & requirements for Expat, Resident Alien or Immigrant?

A. Should have continuously stayed in the philippines for at least 2 years.

B. Immigrant's Certification of Registration (ICR)

2

Name at least 4 of 6 Activities of Daily living that we should consider when checking for the disability benefits eligibility?

Transferring

Mobility

Feeding

Continence

Bathing

Dressing

2

What is the Maximum Sum assured that a General Level Financial Consultant can give to a client who is 45 years old, without requiring additional medical examinations?

7,500,000

2

Are Pre-existing conditions covered?

Yes, only if declared.
Pre-existing conditions may only be covered after 12 months from effectivity date.


2

Ano ang bagong Series ngayon sa Netflix na may nagliliparang butiki?

House of the Dragon: Season 2

2

What is the Fund Allocation of PRULink Assurance Account Plus or PAA+?

0% - 50% -50% and 100% onwards.

3

What Elite Product have a Loyalty Bonus feature?

Elite 15

3

If ang last due date ni Client is May 15, 2024 pero hanggang ngayon, July 18, 2024, di pa rin sya nakakapag deposit, Ano ang implication neto sa Plan nya?

Benefits are temporarily Frozen.

3

Aside from higher Sum assured limit, what is the advantage of a Premiere level Financial Consultant?

Can insured a person aged 61-70 years old up to 1M without the need to undergo a medical Examination, given that the client is healthy. 

3

Surfing was invented in what Country?

HAWAII

3

What is the title of the famous Netflix series also known as "La Casa de Papel"?

Money Heist

4

What is the Maximum Sum Assured of a Housewife?

500,000 or equal to the Sum assured of the Husband, whichever is higher.

4

What is the Equivalent Benefits of Surgical Expense benefits in DHI?

15x of DHI Benefits

4

If the Client is a Male he's is 5'10" tall and weighs 125lbs. Would the underwriting department require him to undergo additional Medical Examination?

Yes or No?

YES.

4

If 26 years old ka na ngayon, ilang taon ka na ngayon kung 7 years ago ka pinanganak?

7 years old

4

What is the Financial Underwriting limit regarding the maximum premium allowable in a single Policy Owner against his/her Gross Annual income.

Total Premium should not be more than 30% of the Policy Owners Gross Annual Income. 
5

A rider that waives all future premiums if the Insured is diagnosed to be suffering from a Critical illness, or has undergone surgery, in the case of critical illness requiring surgery?

Life Care Waiver

5

What is the Premium Holiday Charge of Elite 5, in the First Year?

30%

5

Pwede bang mag Upgrade ng Plan ang isang Elite Policy Holder na nasa 2 years palang?

Yes, pwedeng pwede.

5

What is Earth's largest continent?

ASIA

5

What is the waiting period of Daily Hospital Income?

30 days after the Issuance.

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