CARDS & CREDIT
This type of card can be linked to both a chequings and savings account that can be used on a daily basis.
What is a Debit Card?
ATB is an acronym for what?
What is Alberta Treasury Branch?
A transaction involving adding funds to your checkings and/or savings account is called what?
What is a Deposit?
This type of account should be used for emergencies only or large purchases that are planned.
What is a Savings Account?
A no charge service offered by ATB Financial to quickly transfer funds via email.
What is an Interact E-Transfer/Email Money Transfer?
This type of card has a limit based on an application approval.
What is a Credit Card/MasterCard?
ATB is a Financial Institution and Crown Corporation wholly owned by the Province of Alberta. True or False?
What is True?
The amount of funds you have in a bank account.
This account offers unlimited transactions including unlimited E-transfers at a monthly fee of $9.95.
What is an Unlimited Account?
This type of transaction/service specifically uses a smartphone to complete a purchase.
What is a Mobile Wallet/Pay?
- ATB offers Apple Pay, Google Pay & Samsung Pay.
This card enables you to shop online, in-store worldwide, pay for streaming service subscriptions, and allows you to pay directly from your bank account wherever Interact is accepted.
What is a Visa Debit Card?
This department of ATB Financial delivers exceptional wealth planning expertise and management services for high net-worth Albertans, Alberta businesses and institutions.
What is ATB Wealth/Private Banking?
An arrangement for making payments, usually to an organization, in which your bank moves money from your account into the organization's account at regular intervals.
What is a Direct Debit?
ATB Financial does not offer US Dollar Banking. True or False?
What is False?
- ATB Offers a US Dollar Chqings & Savings account, along with a US Dollar MasterCard.
An electronic banking outlet that allows clients to complete basic transactions without the aid of a branch rep or teller.
What is an Automated Banking/Teller Machine (ABM/ATM)?
This lending product offered by ATB Financial gets it's name from a French law term meaning "Death Contract".
What is a Mortgage?
ATB Financial has over 280 locations (branches & agencies) in Alberta. True or False?
What is True?
Sometimes called Insufficient Funds, this term is used to describe when there is not enough money in an account to cover an expense.
What is Non-Sufficient Funds/NSF?
At no monthly fee and unlimited transactions, this type of account is offered to anyone who is 20 years old or younger.
What is a Generation Account?
This personal financial management tool, designed to provide insight, information and help with goal planning can be accessed through the ATB Personal Mobile App.
What is ATB TrackIt?
This type of loan occurs when ATB Financial agrees to lend a maximum amount within an agreed term, where the collateral is the borrower's equity in their home.
What is a HELOC (Home Equity Line of Credit)?
This is the year and location in which ATB Financial was founded.
What is 1938 and Rocky Mountain House?
The amount of interest you gain from keeping money in an account in a year, not including compound interest. In the context of a loan, this represents the total cost of borrowing.
What is Annual Percentage Rate (APR)?
This is the number of personal and business accounts offered by ATB Financial?
What is 19?
An ATB account that provides unlimited digital transactions including free interact e-transfers, no monthly fees and also comes with a Line of Credit
What is a No-Fee-All-In Digital Account?