What kind insurance is that?
Medical Payments Coverage
I was driving and someone ran a red light and T-boned my car
Not Liable
Comprehensive Coverage
Theft, hail, fire and vandalism
This kind of insurance covers you if you are hit by a driver without insurance
Uninsured and Underinsured Motorist Coverage
I was driving and wasn't paying enough attention and rear-ended the person in front of me
Liable
Uninsured and Underinsured Motorist Coverage
If you are hit by an uninsured driver
This is the minimum kind of insurance in Arizona. This covers the damages done to someone else in case you are liable.
Liability Coverage
I ran into a pole
Liable
Collision Coverage
Covers damages to you or your car in a crash even if you are liable
This kind of insurance covers you if your car is damaged by things like theft, hail, fire, and vandalism
Comprehensive Coverage
The driver next to me merged into my lane while I was in their blind spot, hitting my car
Not Liable
Personal Injury Protection
Covers medical bills, loss of income and child care if needed