Definitions
What is the term for the amount you pay out of pocket before insurance kicks in?
Deductible
Which animal causes the most car insurance claims in the U.S.?
Deer
Texas ranks in the top 5 states for the number of these car insurance crimes.
Uninsured Drivers
Florida is consistently in the top 5 for this negative insurance-related statistic.
Uninsured Drivers
What is Medical Payments
Medical Payments covers the driver and passengers in the car up to set limits ie: Med Pay= $2000 each person in car gets $2000 towards medical.
What state is the most expensive for auto insurance?
Michigan
If you're hit by an uninsured driver in Texas, what kind of optional coverage helps protect you?
Uninsured Motorist
In Florida, drivers who’ve been in serious crashes may be required to carry this extra type of insurance.
SR22 or FR44
What does “comprehensive coverage” protect against
Things like theft, vandalism, weather, or hitting a deer
What is the first U.S. state to require auto insurance by law.?
Massachusetts
True or False: Texas is a no-fault state, meaning your own insurance pays for your injuries no matter who caused the crash.
False- TX is an at fault state.
What type of auto insurance is required by law in Florida?
Personal injury protection and Property damage
What does “liability coverage” primarily cover
Injuries and damages you cause to others
Despite popular belief, this flashy car color does not increase your insurance rate
Red
Texas requires a minimum of this many dollars in liability coverage for bodily injury per person.
$30,000
What is the minimum amount of Personal Injury Protection (PIP) coverage required in Florida?
$10,000
True or False: An accident goes on your record regardless of fault.
True
This type of driver typically pays the highest premiums
Male teens
What does the “30/60/25” minimum coverage in Texas stand for?
30k per person 60k per occurrence 25k property damage
What large group of Florida drivers tends to increase the state’s average car insurance rates due to higher risk?
Senior Citizens