Insurance
What is auto insurance?
Auto insurance is a contract where you pay a company to help cover costs if you get into a car accident or your car is damaged.
What is collision coverage?
It helps pay for damage to your own car after an accident.
Why do people need auto insurance?
People need it to protect themselves from paying a lot of money after accidents, and because it is required by law in most places.
What is comprehensive coverage?
It covers damage to your car not caused by a crash, like theft, fire, or weather.
Why do younger drivers often pay more?
Because they have less driving experience and are seen as higher risk.
What is full coverage?
It usually means having liability, collision, and comprehensive insurance together.
Why do boys/men have to pay more for a car?
More likely to get into a car accident, drive higher speeds, and engaging to risky driving behaviors.
What is a claim?
A claim is when you ask your insurance company to pay for a loss or damage.