Types of Coverage
Cost of Insurance
Auto Rates
Coverage Limits
Websites/misc.
100

This coverage applies to injuries that the policyholder and family members listed on the policy cause to someone else.

What is Bodily Injury coverage?

100

Based upon their age, this group of drivers usually has to pay more in car insurance because they can sometimes be reckless.

What are teens?

100

If an insurance company looks at your credit report and sees this, they will charge you higher rates.

What is a low credit score?

100

the maximum amount that an insurance company agrees to pay as a result of a single accident or injury to a single person.

What is Liability Limits?

100

This covers your expenses in the event of vehicle damage or injury to other drivers

What is auto insurance?

200

This coverage pays for damage policyholders (or someone driving the car with their permission) may cause to someone else’s property.

What is property damage coverage?

200

On average, this gender typically pays more for their car insurance

What are males?
200

If an insurance company looks at your credit report and sees this, they will charge you lower auto rates.

What is a high credit score?

200

In 100/300/100 coverage, this amount is covered for each person involved in an auto accident 

What is 100?

200

This website allows you to get an estimate on what your car insurance rate will be

What is Insurify?

300

This coverage pays for damage to the policyholder’s car resulting from a collision with another car, object or as a result of flipping over. Even if policyholders are at fault for an accident, this coverage will reimburse them for the costs of repairing the car, minus the deductible. 

What is Collision coverage?

300

Insurance companies will look at this to see how responsible of a driver you have been over the course of your life 

What is Driving History?

300

If insurance companies see you as this, they will charge you higher auto insurance rates.

What is risky?

300

In 100/300/100 coverage, this amount is the total coverage that the insurance company will pay for injuries

What is 300?
300

This website is another car insurance comparison tool that generates real-time quotes from multiple insurances providers

What is compare.com?

400

This coverage reimburses for loss due to theft or damage caused by something other than a collision with another car or object.

What is Comprehensive coverage?

400

Insurance companies will look closely at this to make sure you are reliable at making your payments on time

What is credit score?

400

If insurance companies see you as this, they will charge you a lower auto insurance rate.

what is less risky?
400

This is Illinois minimum mandated auto coverage limits 

What is 25/50/20?

400

This website is great for comparing car insurance rates between several companies

What is Nerd Wallet?

500

This coverage will reimburse the policyholder, a member of the family or a designated driver if one of them is hit by an uninsured or a hit-and-run driver. This coverage comes into play when an at-fault driver has insufficient insurance to pay for the other driver’s total loss. This coverage will also protect a policyholder who is hit while a pedestrian.

What is uninsured and underinsured motorist coverage?

500

This is the biggest factor that impacts the cost of your car insurance.

What is the insurance company you choose?

500

This is one of the biggest things you can do to keep your auto insurance rates down. 

What is maintain a good driving record?

500

In 25/50/20, this is the amount an insurance company will cover for damage to another person's property

What is 20?

500

These are the only two states that make it so car insurance is not mandatory

What are New Hampshire and Virginia?

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