What Not to Say to Your Insurer
Don't admit to this...
Saying, "It was my fault."
Auto Liability
required to drive, covers repairs to another persons’ car
Injury or killed
bodily injury insurance
$6,777-$5,473
16-18 years old
insurance that provides financial protection against damage resulting from a vehicle accident and helps cover losses is...
auto insurance
Try not to include...
Giving unnecessary details
Uninsured/ Underinsured Motorist
pays for when drivers don't have or not enough insurance
Damaged buildings, garage doors or other physical property
property damage liability insurance
$4,163-$3,057
19-21 years old
They are covered until they receive their license
California teens
Don't to claim to have...
Whiplash (dishonest and red flag to insurer)
Comprehensive
repairs and replaces stolen or damaged car
Collison of cars, brick walls, fire hydrant, etc.
collision liability insurance
$2,184-$1,907
25-35 years old
they should expect to receive a ticket or get their lienee revoked if caught
Uninsured drivers
"I'm fine," until checked by a doctor
Collision
stolen or damaged not by collision
comprehensive coverage
$1,863-$1,690
40-55 years old
Family members (licensed), unrelated licensed drivers in your household, anyone driving your vehicle regularly that is not insured on another policy SHOULD...
be included in your policy
Give a recorded statement
Medical Payment
pays for medical bills or funeral
motorist involved don't have the necessary insurance
uninsured/underinsured motorist
$1,737-$2,416
65-85 years old
$15,000 of bodily injury insurance per person, $30,000 of bodily injury insurance per accident, and $5,000 of property damage insurance, is known as...
15/30/5 rule