General 1 - Things to Know
Age & Price
General 2
General 3
General 4
100
What is Auto Insurance?
insurance purchased for cars, trucks, motorcycles, and other road vehicles.
100
At what age does the reckless driving statistic drop?
25
100
List 5 companies that provide auto insurance
~State farm ~Med life auto ~Progressive ~AAA auto ~All state auto ~21st century auto ~Geico ~Nationwide
100
What is insurance given to drivers who may have difficulty getting insurance because of things like their driving record, drunk driving charges, bad credit, or other general problems?
High-Rish Insurance
100
What is an insurance agent who sells and counsels you on insurance?
Independent Agent
200
What is liability?
bodily injury and property damage
200
Why does age matter?
because the younger you are, there is a higher chance of you being more reckless
200
What is ''no fault'' also known as?
Personal Injury Protection (PSP)
200
What is the coverage that pays for damage to another's property if you cause an accident?
Property Damage Coverage
200
What is a crash, theft or other prpble, for which you have coverage?
Loss
300
How many categories that we covered, does auto insurance cover?
five
300
Why are males more expensive to insure than females?
they are statistically more reckless
300
What is the person who sells and councels you on insurance called?
Insurance Agent
300
What is the coverage that pays for medical and legal expenses if you cause an accident?
Bodily Injury Coverage
300
What is the money offered by an insurance company for a totalled vehicle?
Actual Cash Value
400
What do you use auto insurance for?
Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise
400
What is the average cost nationwide?
$1,499
400
What is it called when you do not make payments to your insurance? The insurance company will have the power to ____ your policy.
cancel
400
Who is the person from the insurance company who assesses the amount it will cost to repair your car?
Claims adjuster
400
What is the amount of money you pay the insurance company every six months (or monthly0 to cover you and your car?
Premium
500
List and describe all the different kinds of liabilty.
~Comprehensive and collision ~No fault (also known as Personal Injury Protection) -insurer will pay for medical expenses, loss of wages, and other injuries regardless of who was found to be at fault for the accident, up to the policy limit ~Medical Payments -Will pay for medical expenses and funeral costs up ~Rental Car Coverage -Pays for rental car expenses (usually only covers up to 30 days) ~Roadside Assistance: -Towing reimbursement, tire service (mounting the spare tire) , battery service, emergency gasoline supply, and locksmith services
500
What is the average cost in Virginia?
$1,063
500
What is the coverage that pays for bodily injury coverage to you and your passengers if you are in an accident caused by a person who has no insurance?
Unisured Moteristy Coverage (UNIM)
500
What is it if someone is badly injured in an accident and can't work for a period of time, they can make a claim for lost wages to get money they would earned by working?
lost wages
500
What is the estimated price an insurance company gives you when you ask to apply for insurance?
Quote
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