What is it considered when a person opens their car door into another vehicle?
What is an AFA
100
Can a traffic course remove a violation?
What is No
100
Is the following scenario accceptable?
Titled in either/or both spouse’s name.
What is Yes.
100
What will happen if a client doesn't have POI?
What is they will be surcharged.
100
What 4 questions need to be asked if someone indicates they have business usage with their vehicles?
What is 1. Is the vehicle used to haul or transport people, tools, equipment, materials, or supplies (other than a briefcase and/or laptop) in the course of your employment or occupation?
2. Is the vehicle used for deliveries of products, merchandise, food, or samples?
3. Is the vehicle driven by employees?
4. Does the vehicle have advertising exceeding 3 small (12” x 24” or smaller) magnetic signs or decals?
200
What is is considered when a person hits a cow?
What is a comp claim
200
What type of coverage repairs glass without a deductible?
What is Full Glass Coverage
200
Is the following scenario acceptable?
Titled in either partner's name as part of a co-habitational household
What is Yes.
200
What is the driving history requirement for named insureds in most states?
What is 3 years?
200
WHen determining annual mileage, explain the 3:1 ratio.
What is someone operates their vehicle 5,000 annual miles for work use, the total annual miles per year would be approximately 15,000 (3 to 1 ratio). The extra mileage would account for shopping, vacation travel, recreation, church, etc.
300
What is it considered when a person swerves to avoid a deer, and hits a guardrail?
What is an AFA.
300
What is the surcharge threshold for AFA's in AZ
What is $1,000.00 or more for property damage/collision or any BI payout.
300
What creiteria must be present to be titled to a business name?
What is - Business is a sole proprietorship or corporation owned exclusively by our named insured.
- All Business Qualitative questions must be asked and eligibility verified (small advertising signs may be allowable but would need UW approval)
- Vehicles titled in the name of a business, must be listed as Business use.
- Name of business would need to be listed in titleholder box. You should also list "sole proprietor" or “corporation owned solely by named insured” in the same box.
- We cannot list the business as a Named Insured.
300
In the state of Colorado, what type of violation is a OPERATING WITHOUT CHAUFFEUR LICENSE?
What is a minor violation?
300
Name the two states that provide a discount for window glass etching.
What is NY & IL
400
What is is when a client drops their cigar in their car and the car goes up in flames?
What is a comp claim
400
What form can't be faxed or emailed blank?
What is UM/UIM form.
400
Is the following scenario acceptable?
Owned by joint titleholders who do not reside in the same household.
What is No.
400
We can write symbol ____ and below.
What is 35
400
Explaining stacking and names the two coverages that could be stacked.
What is Some states allow uninsured motorist and personal injury insurance to be stacked. Stacking allows the client to “borrow” from the limits of another vehicle on the policy if the limits from the car they are driving were exhausted. This is not available in all states.
500
What is it considered when a ladder falls off the truck in front of you and you hit it in mid-air?
What is an AFA
500
What are all the available limits for BI?
What is 15,000/30,000
25,000/50,000
50,000/100,000
100,000/300,000
250,000/500,000
500
How should I proceed if the vehicle is jointly titled to a separated couple that are in separate households.
What is Refer to UW.
500
What is the standing exception that is granted to waive the driving experience requirement in ME states?
What is all primary operators on the policy meet the driving experience requirement. It must be clearly documented in comments that any driver not meeting the driving experience requirement does not regularly operate a vehicle.
500
What is a passive device alarm system?
What is This device disables the vehicle by making the fuel, ignition or starting system inoperative without having to manually turn on the anti-theft device.