If a client has a "B" average, they are eligible for this discount.
What is the Good Student Discount.
100
This pays for injury, death, or property damage to others resulting from an automobile accident for which the insured is legally responsible.
What is bodily injury
100
Anyone age 13 and up residing in the HH who does not have an active driver’s license should be listed as this.
What is an OHH.
100
ME
What is Market Expansion
100
Hitting a pot hole would be considered this type of driving offense.
What is an AFA
200
This discount provides a 5% reduction to the base premium when we insure an employee of a company that is enrolled in our Work Site marketing program.
What is the worksite discount.
200
This is the phone number to our roadside assistance vendor.
What is 888-742-4572.
200
Anybody who is assigned to a vehicle is considered this.
What is a primary operator.
200
MVR
What is Motor Vehicle Record
200
Hitting a deer would be this kind of driving offense.
What is comp claim
300
If the household includes a driver under age 25, unmarried, away at a college that is over 100 miles from the parent’s residence, without a car, then you can apply this discount.
What is the ST-100
300
This coverage allows the client to “borrow” from the limits of another vehicle on the policy if the limits from the car they are driving were exhausted.
What is stacking
300
Any person residing in the household with an active driver's license and not covered by an insurance policy, must be listed as this.
What is an active driver
300
MPI
What is Modified Pre-Issuance
300
Having your license suspended due to failure to pay child support would be considered this type of suspension.
What is an administrative suspension.
400
We offer a discount for drivers that take a “refresher” course approved by the DMV or an accredited organization.
What is the defensive driver discount
400
In states where UMPD is not available, if the client carries this coverage, any property damage caused by an uninsured motorist will be covered.
What is collision coverage
400
Anyone operating a vehicle one time per week or 4 times per month is considered this.
What is a regular operator.
400
NS
What is Non Standard Carrier
400
If debris is falling from a vehicle and hits the client’s vehicle before it hits the ground, this is wold be an example of this type of claim.
What is a comp claim.
500
This type of device disables the vehicle by making the fuel, ignition or starting system inoperative without having to manually turn on the anti-theft device.
What is a passive device/alarm system
500
Sometimes referred to as no-fault insurance, it pays for medical costs, survivor’s loss, work loss benefits, funeral expenses, and other specific coverage options in different states.
What is Personal Injury Protection
500
All regular operators need to be listed as active drivers, except in these two states.
What are VA and MA.
500
OEM
What is Original Equipment Manufacturer
500
When jumping someone's car you cross the cables and blow up both engines, this would be an example of this type of offense.