Coverages
Discounts
Endorsements
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Benefits
100
You can carry single or split limits.
What is liability?
100
You qualify for this discount if you have two or more vehicles on the same policy
What is Multi- Car Discount?
100
It provides protection for personal property while the vehicle is parked in employee parking during working hours.
What is Employee Parking Guard?
100
When premiums are paid automatically through a bank account.
What is Electronic Funds Transfer discount?
100
Keeps the customer from paying out of pocket for a rental vehicle when their primary vehicle is out of use due to a covered loss.
What is rental reimbursement?
200
This coverage will pay if you are hit as a pedestrian.
What is Medical Payments?
200
Save on your auto policy when your vehicle has features such as airbags, anti-lock brakes, electronic stability control and blind spot warning etc.
What is Vehicle Safety Discount?
200
Consists of additions and modifications made to a vehicle that is not reflected in the Vehicle Identification Number (VIN #) or the cost new of the vehicle
What is Customization?
200
If a driver under 21, completes a course with at least 30 classroom and 6 in-car hours this discount can be applied.
What is Driver Training discount?
200
Provides coverage for towing and minor breakdown repairs.
What is Towing & Labor?
300
This will provide bodily injury coverage when injured by another driver who has no liability insurance at all.
What is Uninsured Motorist (UM)?
300
You may qualify for this discount if you are under age 25 and have a 3.0 or higher GPA
What is Good Student Discount?
300
The coverage applying to your covered auto under Liability and Physical Damage also apply in accidents and losses while the automobile is in the Republic of Mexico.
What is Mexico Extension?
300
Bachelors or higher degree earned within the last year.
What is New Graduate Discount.
300
The amount of the loan is secured against loss.
What is Gap coverage?
400
Hitting an object lying in the road would be covered by this.
What is Collision?
400
If you are accident and violation free for five years, Liberty Mutual or a previous carrier
What is Accident Forgiveness?
400
The endorsement applies to total loss vehicles only (whether At Fault or Not At Fault) and will provide Actual Cash Value of the same make, model, and equipment of a vehicle one year newer than the covered vehicle as well as 15,000 fewer miles from the vehicle that was lost.
What is Better Car Replacement?
400
Adding/listing an operator under age 20 within one year of licensure.
What is New Teen Driver discount?
400
With Liberty Mutual Insurance, you never have to worry about potential rate increases after just six months because your policy premium is guaranteed for an entire year.
What is 12 month policy?
500
With this coverage, policyholders are provided with a toll free number they may call from anywhere in the US and Canada.
What is Towing and Labor/Roadside Assistance?
500
Based on the number of days a customer receives a policy quote prior to the effective date OR prior insurance expiration date, whichever is greater.
What is Early Shopper Discount?
500
The Comprehensive deductible will be waived when the insured vehicle is vandalized on school property and the Collision deductible will be waived when the insured vehicle is involved in an accident while traveling on school business.
What is the Educators Endorsement?
500
Under 25, single, not the owner of a vehicle, a resident student at a school over 100 road miles from the place of residential address on the policy, without regular access to a vehicle.
What is Student-Away-At-School discount?
500
Provides a guarantee of work completed on your vehicle for the lifetime that you own the vehicle.
What is Total Liberty Care (TLC)?
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