General Questions
The governing body for a credit union
NCUA
Farmer Joe is looking for funds to purchase a farm item and has three cows he wants to use to secure the loan
No - loan secured by livestock
Business Loan Policy
CCU Connect/Depts- B Lending/Dept Documents
The loan stage a lien search is conducted
Underwriting
Holly is purchasing a 2022 GMC Yukon from ABC Dealership
Yes
nCino Detailed Manual
Q Dr/ Procedures
The documents that further define items in the Loan Policy
Management Actions/Procedures
The local amusement park is looking for funding to add a new roller-coaster
No
Business Lending Interest Rate Sheet
Q Dr/Procedures/Interest Rates
Acceptable valuations of real estate
Appraisal, broker opinions
Gary Grinnell is purchasing a tractor to use for a food plot
No
Loan Stage Job Aide
nCino Homepage/nCino Support Quick Links
LTV will not be greater than 80% with the exception of these loans
Automobiles/Commercial Vehicles/Gov't enhanced loan programs
A recently hired teammate who works in the call center is a landlord and is purchasing a duplex in Corning
Yes
Live Loan Notes
Fireproof cabinet in file room