Bank Balance Sheet
Bank Management
Bank Performance
Dodd-Frank Reform
First Half Review
100
These represent the sources of banks funds.
What are liabilities.
100
This type of management ensures that the bank has sufficient cash to met deposit outflow.
What is liquidity
100
This refers to income earned from loans.
What is interest income
100
The Dodd-Frank Bill was a results of this
What is the 2008 financial crisis
100
This refers to the general increase in the price level
What is inflation
200
These type of accounts allow the owner to write checks to third parties.
What are checkable deposits
200
This type of management entails seeking low risk high return investments.
What is asset management.
200
This measure of profitability is calculated as net income divided by assets
What is return on assets
200
This type of protection increased federal deposit insurance to $250,000
What is consumer protection
200
This refers to the price of loans
What is the interest rate
300
This refers to financing obtained from the selling of equity.
What is capital
300
DOUBLE JEOPARDY!!! This type of management helps protect against bank failure in the event of a loss in assets.
What is capital adequacy management
300
This measure of profitability is calculated as net income divided by equity
What is return on equity
300
Systematic regulation includes higher capital standard for systematically important banks, and this writing up of this in the case of liquidation.
What is a "living will"
300
Daily Double This refers to the busing and selling of securities by the FED
What are open market operations
400
Traditional "bank" financial institutions primary earn profits from this.
What are loans
400
This refers to the earning of revenue not associated with the bank's balance sheet.
What are off-balance sheet activities?
400
This common measure of performance is the difference between interest income and interest expense
What is net interest margin
400
The Volcker rule limited this, , the trading of banks own money
What is proprietary trading.
400
This refers to the changing of behavior after an event has occurred
What is moral hazard
500
Non-bank financial institutions primarily earn revenue from this
What are securities.
500
This refers to a time period in which loans are difficult to obtain
What is a credit crunch
500
This type of non-interest operating expense is associated with the employees of the bank.
What is salary/wage.
500
These are financial instruments whose payoffs are linked to previously issued securities.
What are derivatives
500
This refers to the FED's simultaneous selling of short term securities and buying of long term securities.
What is operation twist.
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