Medicare
Life Insurance
Long Term Care
Finances
Misc.
100

What is Medicare Part Bs Premium and deductible for 2026?

$202.90 and $283

100

What is the Min and Max Benefit of a 13z

2,500 50,000

100

Max Benefits Amount allowed on LTCF and LTCF plus

109,500

219,000

100

What are RMDs and what are they considered by our companmies

Required Min Distributions and Cash

100

When was Bankers Life Founded?

1879

200

To what Part of Medicare did Medicare prior Authorization to?

Part B

200

What 3 riders are avaible on the 13z?

Accidental

Reinstatement

Accelerated 

200

What is our Commission % on LTCF on Year 1 and Year 2?

35% 15%

200

On what day of ownership can you activate Income on a GLIA

366 Days

200

What is Social Securities COLA adjustment for 2026?

2.8%

300

What is Medicare Part As deductible for 2026?

1736$

300
If a client passes away on day 400 of a 29k how much would they receive.

2 yeears of premium plus 20%

300

LTCF + needs what requirements to start activate claims?

2 ADLS or 1 cognitive impairment. Dr sign off on 90 days
300

At what age can someone withdraw money from a retirment account without penality?

59 1/2

300

What is the Min and Max Benefit of a Critical Illness Benefit?

$10,000 & $70,000

400

How many drug plans are available for 2026?

10

400
You apply for a 50,000 13z client is downgraded to a 29k. What is the face amount?

30,000

400

List all 6 ADLs?

Eating, Bathing, Dressing, Transferring, Toileting, Continence

400

Name two types of Tax Free money.

Life Insurance, Roth IRA

400

Through which platform do we partner with Term companies.

Simplicity 

500
How many months after leaving an Employer Sponsred plan can you apply for Part B without Penality?

8 Months

500
At what face amount does Bankers Life start using reinsurance companies?

2 Million

500

What min age of our LTCF and LTCF +?

50 and 40

500

What is the min. guaranteed on our Fixed annuites for 2026.

2.40%

500

Name 4 companies under the CNO Umbrella.

Bankers Life, Colonial Penn, Washington National, PMA, Optavise

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