Mobile Banking
Checking Accounts
Money Markets/CD's
Extras
Savings Accounts
100
Explain Remote Deposit Anywhere
Can take a picture of the front and back of a check with your smartphone and deposit it though your online banking.
100
must have online banking and e-statements to have this account.
What is Gen Y checking?
100
3 months to 60 months
What is term lengths of CD's
100
list 5 bullet points on the Business Checking Account
Must maintain a $500 daily balance to avoid a $8 monthly charge. - No per check fee - No Per transaction fee - Free mastercard debit card - Free online banking with bill pay
100
What is the daily balance requirement to avoid a fee? What is that fee and is it monthly or quarterly?
$300 daily balance to avoid a $5.00 quarterly service charge.
200
you can electronically email a person's payment
What is The Way I Pay?
200
$5 monthly service charge if you do not maintain a $300 daily balance.
What is Regular checking? How can you avoid the Minimum Balance and monthly fee requirement?
200
Must open with and maintain a $2500.00 balance
What is a Money Market?
200
What is the monthly fee for a Preferred 50 account? Is there a way to avoid the monthly fee?
The fee is $5.00 a month unless you maintain a $100.00 daily balance.
200
For a minor savings account is there a minimum balance required? How about a monthly fee?
No minimum balance required and there is no quarterly charge.
300
When I text a 5 digit number the bank provides to get my balance and history.
What is text banking?
300
Free checks, free cashier checks, discount on safety dep. box, travel discounts
What is Club Plus and Preferred 50 account?
300
3 month interest penalty
What is 3 -12 month CD's?
300
How may email address can you send an E-statement to? How many months worth of statements can you view online?
You can send them to up to 3 different email addresses. You will be able to view 18 months worth of statements going forward from the day you sign up.
300
how many electronic transactions are you allowed a month?
6 electronic transactions per month and 18 per quarter.
400
Is there a fee for the "The Way I pay", Mobile banking, text banking and RDA?
No. All services are free. The only requirement is to have online banking.
400
How much money do I need to maintain in the Now Accounts to earn interest? And is this a daily or average balance?
$500.00 and this is a daily balance. $500 - $1000.00 earns 0.01% $1000.01 and up earns 0.05%
400
Jim wrote 5 checks in September and then did 3 electronic transfers in the same month. Is he going to get charged anything? If so how much?
He is allowed 6 checks/electronic transactions a month. There is a $10 fee per transaction after 6. So Jim will get charged $20.00. He will also get a letter stating he is not allowed to do that. The second time he does that we will have to either close the account or change the type of account.
400
4 major ID's we can take to open any account.
Drivers License State ID Military ID Passport
400
when does a minor account stop being a minor account.
It stops being a minors account when the child turns at least 18 and the custodian comes in and changes the type of account. New signature cards will need to be re-signed.
500
Can Jane Doe open an account today and get RDA? Explain your answer.
No. She must be a customer for at least 90 days and be in good standing with the bank.
500
What is the monthly charge for a business account? Is there anyway around this fee?
$8.00 a Month unless you maintain a $500 daily balance.
500
What is the Community Advantage CD?
This is for Non-Profits. Can be any term and they are allowed to make 1 withdrawal a year without penalty. Can also make deposits into the CD as long as they are a min of $500.00
500
Secondary IDs that we accept for opening accounts?
Social Security Card Credit Card Debit Card Birth Certificate
500
what type of documents do we need from the minor on a savings account?
Social Sec. card and Birth Certificate (unless they have a state ID)
M
e
n
u