Credit Report
What is a file on you, your accounts, and your payment history called?
A Credit Report
What accounts earns interest on your balance?
Savings
What type of loan does someone apply for personal and family expenses?
Consumer Loan
Who is a front-line employee who takes and gives out money?
Teller
What boy band was Justin Timberlake in?
NSYNC
What factor makes up the biggest component of how a FICO Credit Score is calculated?
Your Payment History
What are 3 things that a person can do at a bank?
Open account, loans, deposit, withdraw, trust, safety deposit, etc
What is a standardized document that contains the borrower's information, loan reason, type of loan, assets, and liabilities?
Credit Application
Who is someone who determines a customer's credit worthiness to give out a loan?
Loan Officer / Lender
What Minden native is currently playing on the Nebraska Women's basketball team?
Taylor Kissinger
What percentage of Debt to Available Credit on Credit Cards should you maintain or stay below?
30%
What is the difference between a credit card and debit card?
Debit card is used for money currently in your account and credit card is a revolving loan that needs to be paid back.
What are three pieces of collateral that can be used securing a loan?
Vehicle Title, Homes, Certificate of Deposits, equipment, crops, rent
Who would you see to open up a new account?
New Accounts Clerk
Name 3 of the 5 things on your credit report?
Record of where you work and live, Credit Accounts, Payment History, Inquiries, Public Records (Collections, Judgements, Bankruptcy)
What is it called when you take a picture of a check to deposit it into your account?
Mobile Deposit
What is a typical maximum Debt-to-Income that a Loan Officer will approve a loan?
43%
What department would be involved with the technology of the bank?
Information Technology (IT)
What reality TV show won Reality Show of the Year at the People's Choice Awards?
Keeping Up With the Kardashians
How long does a Bankruptcy stay reported on your credit report?
10 years
What is the F.D.I.C. insurance limit per ownership on accounts?
$250,000.00
What are three types of loans that the bank lends money on?
Commercial, Ag, consumer, real estate, home loans, credit cards
What department does retirement accounts, investments, and estate planning go through?
Trust Department
Who is the most famous reindeer of all?
Rudolph