Bank 1
A person that works at a bank and helps you with deposits
Bank Teller
a check
You use this card to take money directly from your checking account
Debit card
When you do not have enough money in you checking account you can use this card in case of emergency
Credit card
This account earns interest
This number is located twice on your checks. (One in the top right, the other on the bottom of the check)
Check Number
You use this number at an ATM to take money out of your account.
Pin Number
Direct deposit
this account grows money faster than a savings account but you have to keep your money in this account for a specific amount of time to earn all the interest
certificate of deposit
Fees charged when your account does not have enough money to cover what you purchase
Overdraft fees
an account at a bank against which checks can be drawn by the account depositor.
Checking account
You use this machine to take money out of your accounts
ATM
a deficit in a bank account caused by drawing more money than the account holds.
Insufficient funds
help you avoid fees each time your bank or credit union authorizes transactions greater than your available balance.
Overdraft protection
You can ask a bank for this and they will lend you money, but you will have to pay interest on it.
Loan
Once a month you will get this record from your bank listing all the deposit, checks, and withdraws you have made
Bank statement
the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.
interest rate
nine-digit code used to identify a financial institution in the United States
Routing number
When you sign the bottom of a check
Endorse
The smallest deposit you can make.
minimum payment