Unit 1
Unit 2
Unit 3
Unit 4
Unit 5
100
  • Trading and industrial concern
  • Current Accounts are mainly opened by
100
  • SBI
  • Which is the largest commercial bank in India
100

Post dated cheque

A cheque dated subsequent to the date of its issue is

100
  • Open cheque
  • A cheque which is not crossed is called
100

Stale cheque

———— is a dead cheque

200
  • RBI
  • Who controls credit in India
200
  • Time deposits
  • Fixed Deposits is otherwise called as
200
  • Wrongful dishonour of cheques

Dishonour of cheque by a banker without any justifiable reason is called

200

NABARD

The apex institution in agricultural finance is

200
  • when customer opens account

The primary relationship between a banker and customer starts from the time

300
  • Fixed Deposit Account
  • In the which type of deposit, the high rate of interest is provided by the Bank?
300

A/c Payee crossing

  • The safest from of crossing is
300
  • That of a debtor and creditor
  • The relationship between a banker and customer is
300

Commercial Banks

Banks which accept deposits from the public and lend them mainly to commerce for short periods?

300
  • Standing Instructions Book
  • The written instructions given by the customers to banker to perform the services like collection and payment of money is noted down in
400
  • General utility services
  • Services rendered by a banker not only to his customers, but also to the general public are called as
400
  • Branch Banking

system under which an individual bank carries on banking business with a network of branches spread all over the country

400

Internet Banking

____ is the result of combining technology and traditional bank services through websites that customers use to access their bank accounts

400

General Crossing

Drawing of two parallel transverse lines on the face of the cheque is called


400

CRR or cash reserve ratio

  • minimum proportion / percentage of a bank's deposits to be held in the form of cash
500
  • 1935

RBI was set up in the year

500

Lien

right of a person to retain the property of another person in his possession until the debt from that owner of that property is repaid

500
  • Agency services
  • The services rendered by a banker as an agent of his customers are called
500
  • Discount rate

The rate at which RBI discounts approved bills is

500
  • 18%
  • What is current SLR rate
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