By All Accounts
Your debit card is connected to this type of account.
Checking Account
You always want to protect this when using your debit or ATM card. Never provide it to anyone under any circumstances.
PIN Number
To make a check non-negotiable and invalid, you should write this over the front of it.
VOID
This low risk investment is issued by companies and all levels of governments.
Bonds
This is the most important resource when it comes to saving.
Time
"I have to buy this product because it's a limited edition." OR, "I need to go on this vacation because all my friends are going."
FOMO (Fear of Missing Out)
This happens when you buy something in the moment without prior planning or budgeting.
Impulse Buying
These accounts are easy to open, and provide you with a low interest rate. Also, they can be linked to your checking account for convenient transfers.
Savings Account
These are non-profit, member owned banking institutions that provide lower fees and more personalized service.
Credit Union
This happens when you write a check for an amount that exceeds what's in the account.
Bounces
With this kind of add-on, you get money on both the initial principle and the accumulated interest.
Compound Interest
While a car payment should be only 10% of your gross monthly pay; this major loan should only take up 30%.
Mortgage
FICA is the term for deducations that come from your paycheck to pay for these federal programs.
Social Security and Medicare
This is where so many Americans are because their monthly expenses are at the same level as their income, they have little opportunity to save.
Paycheck to Paycheck
Banks provide these FDIC-insured accounts, which have a good interest rate and allow you to write checks to access the money if needed.
Money Market Account
Overdraft Fees
Signing your name on the back does this, ensuring that you can cash it or deposit it.
Endorse
These retirement accounts are sponsored by an employer that usually matches your contribution.
401K
Experts say that this should have about 3 to 6 months worth of expenses stored just in case.
Emergency Fund
Don't worry, if your bank fails this New Deal program will protect your deposited assets for up to $250,000.
FDIC (Federal Deposit Insurance Commission)
When your savings are being outpaced by inflation, you are losing this power.
Purchasing Power
This term is used for people who do not have a bank account, let alone use banking services to help organize their finances.
Unbanked
If you withdrawal money from an out-of-network machine, you will have to pay this fee.
ATM Fee
This is when you compare and balance your bank's monthly account statement with your own records to make sure everything lines up.
Reconcile
This low-stakes, low-reward investment has a penalty if part of the contribution is withdrawn before maturity.
Certificate of Deposit
This three-numbered rule is a popular method by which to budget yourfixed expenses, flexible spending, and savings.
50-30-20
ATM stands for this.
Automated Teller Machine
This saying is a phrase telling you to budget saving as one of the first moves you make when you get paid.
Paying Yourself First
These accounts allow for two individuals to share access to the funds; a tool often used for students parents/guardians.
Joint Account
These fintech companies provide online banking serviecs without physical branches.
Neobanks
You do this to a check when you want the payee to cash it at a later date.
Postdate
Want to save money for your child's education, then this plan is your best option.
529 Plan
This rule helps you know how long an interest rate is going to take to double your money.
Rule of 72
You don't want to see the message NSF when you try to use your debit card; which stands for this.
Non-Sufficient Funds
It's hard to save when you spend money on things that you don't necessarily need -- but want to stay up to date with everyone else.
Keeping Up with the Joneses
In what 1994 movie was Andy Dufresene, a banker, sent to prison for the murder of his wife; where he used his skills to launder money for the warden.
In what Jimmy Stewart film did George Bailey keep the local bank he owned solvent after convincing the citizens of Bedford Falls to to stop a bank run.
It's a Wonderful Life
In 1945, what Simpsons character stole a trillion dollar bill that was meant to go to post-war Western Europe.
Mr. Burns
Harry Potter inherited his family's bank account at what Diagon Alley bank?
Gringotts
He starred as Frank Abagnale Jr., a conartist known for forging checks and pretending to be a pilot at the age of 16. Hint: his least favorite number is 26.
Leonardo Dicaprio
The Mighty Ducks
This NBA and Wake Forest University legend who played his entire career for the San Antonio Spurs was known for having the best bank shot in history.
Tim Duncan
During Covid, this rapper and entrepreneur created a new platform to help black businesses access capital, and even partnered with JP Morgan to ensure the fair equitable access to PPP loans.
Diddy
Opened in 1784, the Bank of New York was the first chartered bank in the United States. Founding shareolders included Thomas Jefferson, Benjamin Franklin, and this Secretary of the Treasury.
Alexander Hamilton
This president established a Bank Holiday, a week-long closure of banks during the Great Depression -- where upon reopening, provided a 100% deposit insurance; causing Americans to return more than half of the hoarded cash back into banks and stabilizing the US banking industry.
Franklin Delano Roosevelt
The BankAmericard program created by the Bank of America was a payment card service corporation that would later be named this in 1976; the latin word "papers that have been seen."
VISA
This bank was also an express company that was know for its stagecoaches that carried valuables and passengers across the western frontier in the mid-1800s. It acquired Charlotte-based Wachovia in 2008.
Wells Fargo
This President, who served from 1912 to 1920, signed the Federal Reserve Act, which created the central banking system of the United States. This was way before he was incapacitated by a stroke and his wife ran the country for his last year.
Woodrow Wilson
What US President allowed for the Second Bank of the United States charter to expire, and then transferred those funds to state-chartered "Pet Banks."
Andrew Jackson