Credit Union
To become a member of a Credit Union, you need to blank a share account
What is Open
What is a three-digit number that reflects your credit?
What is Credit Score
What’s a Mortgage?
What is secured loan used to purchase real estate,
What is Tony's favorite sport?
What is Powerlifting
What is Bradycardic?
What is an abnormally slow resting heart rate, typically below 60 beats per minute (bpm) in adults
credit unions are not-for-profit financial institution, true or false?
What is True
Blank is a line of credit that you borrow money from a bank with a promise to pay it back. This can be secured, unsecured, conventional.
What is a loan
How many years of employment do you need to get approve for a mortgage?
What is two
How Old is Tony?
What is 29
What is the largest bone in the human body?
What is the Femur
What is a Credit Union?
What is A credit union is a member-owned, not-for-profit financial institution that provides traditional banking services.
Without a good credit history, vendors have no way of knowing if someone is trustworthy to loan to. True or False
True.
What is the maximum debt to income ratio allowed by most lenders?
What is 40-45%
How many Dogs does Tony have?
What is three
Rent, car payments, and insurance are examples of expenses.
What is Fixed expenses
How can a credit union benefit me?
Offering lower lower fees and better interest rates.
Are there any credit card fees?
What is Yes.
Some credit cards have a yearly fee. So, it’s best to choose a credit card without a yearly fee—especially if you’re just getting started.
Blank is putting time or money into something with the hope of getting something greater in return but is also risky.
What is Investing
What was the last 5k Tony ran?
What is Goldy Run
What is the 50/30/20 Rule and how can it help you?
50/30/20 rule stands for 50% needs, 30% wants, 20% savings/debt. this rule helps you keep track of your income and ensures that your covering essentials.
What year was the first credit union created in Minnesota?
What is 1925
This 3-digit number range is the highest credit score anyone can attain.
What is 850
Name two items you need to get pre-approved
What is
•Two most recent paystubs
•W2s from the last two years
•Bank statements from the last 2 months
•Tax returns from the last 2 years (if you’re self-employed)
What sports car did Tony Drive?
What is Subaru WRX
How long as Saint Paul Firefighter been providing fire protection?
What is over 170 years