VOI
Products
Application
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Surprise Me!
100

What does GMI stand for?

What is Gross Monthly Income?

100

Name 1 of our Closed Ended products

What is Vehicle Loan, or Signature Loan?

100

What are 2 ways to import a member's information?

What is Member Number or SSN?
100

How far can we extend the first payment on a PAD or Refi?

What is 90 days?

100

Fill in the Blank:

(Reg Z)

________ in ______ Act

What is "Truth" and "Lending"?

200
Name the 2 most common types of Bankruptcies?

what is chapter 7 and chapter 13?

200

Name SCU's CURRENT Credit Card types

What is Student, Starter, Secured, and Platinum?

200

After entering the applicant's physical address, what do you do before proceeding?

What is "Verify Address"?

200
For which application types do we NOT select ourselves as the Funding Officer?

What is Credit Cards?

200

What Regulation is ECOA?

What is Reg B?

300

What is the tolerance threshold for DTI and Disposable Income?

What is 5% and $1000?

300

What is the fixed rate for a PAYLOC? 

What is 15%?

300
Name 1 thing that must be removed from Editing Liabilities?

What is Collections/Charge Offs/Nontraditional?

300

Once you have created a quote through Trustage, what button do you select in MeridianLink to pull the quote to the application?

What is "Retrieve PA Quote"?

300

What loan type requires you to register with NMLS?

What is HELOC/Home Equity/Mrtgs?

400

Where do we look in Episys to verify ACH deposits belong to the owner of the membership?

What is IC/ACH Warehouse?

400

What would the payment be on a PLOC with a $10,000 balance?

What is $300?

400
Where in MeridianLink do you add additional employment?

What is Financial tab?

400
After disbersing an open-end loan, what must you check for accuracy?

What is the DRP (Disbursement Receipt Plus)?

400
What 2 things MUST we have to accurately quote MRC?
What is mileage and VIN?
500

Calculate:

PED: 07/18

YTD: 56,123.58

Frequency: Bi-Weekly

What is $8,503.57?

500

If the member has a 750 credit score, what would their interest rate be on a Lifeline Loan?

What is 8.50%?

500
What do you change the Loan Status to after selecting an Instant Approved product?

What is Pending?

500

Member is approved for a $10k PLOC. They only want $7k in their checking account today. How do you indicate this to MeridianLink?

What is "change the amount on the Clipboard"?

500

Who is the manager of LEAD?

Who is Lisa Powers?

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