Who? What? Why? Where?...When!?
Unique combination of an interest-bearing checking account and cash management solutions designed to save you time and maximize your cash.
What is Comerica Maximize?
$115.00 per month
What is Comerica Maximize Package fee?
Customer earns 0.50% ECA/Interest and offsets some of the package fees.
What is Tier 1?
Tiers 4 and 5 earn extra rewards.
What is Cash Rebate?
To infinity and beyond!
Tiered interest rates to put idle operating cash to work and Earnings Credit Allowances (ECA) to offset package fees.
What is Comerica Maximize Checking Account?
Fees for additional accounts (i.e. 5+)
What is $200?
Customer earns 4.00% ECA/Interest and is required to maintain $500K+.
What is Tier 5?
Mitigates risks due to unauthorized items using ACH/Check Positive Pay and Email/Text Alerts.
What is Fraud Protection?
Comerica Maximize Checking account is either opened newly or converted from this type of account.
What is Small Business Checking Account?
Used to protect your business from fraud, convenient remote deposits, faster payment options, easy access and visibility 24/7, and monitor your cash position.
What is Cash Management Services?
An allowance earned to be used to partially or fully offset the service charges incurred during the month.
What is Earnings Credit Allowance (ECA)?
Customer earns 3.00% ECA/Interest and is required to maintain at least $250K+.
What is Tier 4?
Comprehensive feature that allows customers to securely access loan, transaction, balance information both online and through a mobile application.
What is Information Management?
There is a limit to the number of "free" transactions per month.
What is not designed for High Transaction Volume businesses?
#can'tcheatthecheater
Products in bundle are - Treasury Payments, Treasury Information Reporting, Treasury Mobile, Business Deposit Capture, ACH and Check Positive Pay, Loan Management.
What is Treasury Management Solutions?
What's the hardest part about being addicted to banking?
The withdrawals.
Those that hold a balance of $100k-$250K.
What is Tier 2 and Tier 3?
A solid liquidity option allowing: Interest income growth with cash balances, better liquidity than a CD, offset fees with credits and cash rebate offer.
What is value to customer?
Fees that are not offset by ECA.
What are fees not part of Treasury Management?
Example: Transaction fees, bill pay fees and etc.
The next stage of the process after the Banker or Small Business Banker discusses the product with the customer.
What is Treasury Management Referral (through Converge)?
No fees for software token but $100 per token for hardware tokens.
What is Comerica Business Connect Portal?
Note: Comerica Business Connect is required for Comerica Maximize.
If you have a no interest in banking...
You are not a loan.
Increase deposits and customer growth: Increase granular deposits, increase customer acquisition, increase competitiveness and expand Treasury management.
What is value to Comerica?
What did Jeff leave for Matt in his drawer?
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